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Hakrinbank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Hakrinbank is a Surinamese bank whose easy-access savings account suits students and teens who want a variable rate of 4% for a monthly fee of SRD 0. Withdrawals are free at any time, and interest is credited quarterly to the savings balance.

Key facts

Best for
A low cost easy-access savings account for young savers in Suriname.
Headline rate
4%↗
Rate type
Variable↗
Minimum deposit
SRD 100↗
Access terms
Free withdrawals at any time, including ATM cash withdrawal from the SRD savings account up to SRD 1,000 per day with the bank card; interest credited quarterly↗
Monthly fee
SRD 0↗
Account kind
Easy access↗
Legal entity
Hakrinbank N.V.↗
Headquarters
Suriname↗
Founded
1936↗
Support channels
Email, Phone, Help-centre↗
Official website
hakrinbank.com

Everyday accounts

Currencies
3↗
Audience
Students, Teens

Money transfer

Delivery time
Up to 2 business days↗
Payout methods
Bank↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Elsewhere
WikidataLinkedIn

Pros and cons

Pros

  • Interest is credited quarterly and withdrawals are free at any time on this easy access account, with a daily cap on ATM cash using the bank card.
  • A variable rate of 4% sits above the 3% median across the savings accounts listed here.
  • Support runs by email, phone and help centre, and payments abroad arrive by bank transfer in Up to 2 business days.

Cons

  • The rate is variable, so the 4% on offer is not locked to a term and can move down.
  • Support runs on email, phone and help centre only, with no live chat listed for quick answers.
  • It holds 3 currencies, which is narrow if you keep money in several currencies.

Ready to try Hakrinbank?

Scored 9.6 / 10 by VaultCue.

See alternatives

Who it suits

  • Students and teens, per student and teen, who want a starter balance in Suriname.
  • Savers who prefer free withdrawals at any time to a fixed term or notice period.
  • People comfortable with a variable rate, since 4% is not guaranteed ahead of time.

Who should look elsewhere

  • Axi Card, if the priority is a headline rate of 21.59% rather than a savings balance.
  • Plazo ES, which lists a headline rate of 24.19% against 4% here.
  • PayPal Colombia, if you would rather hold a wallet balance, since its rate is 3.3%.

Rates and card terms

Interest is set at 4% and the rate type is variable, so the bank can move it rather than locking the account to a term. A variable rate keeps the balance flexible, which is the trade off for anyone who wants to reach savings without warning. The rate you see is the current one, not a promise for the months ahead.

Fees and FX

Two figures set the cost here: a monthly fee of SRD 0 and a minimum deposit of SRD 100. Because the recurring charge is SRD 0, holding the balance does not cost you month after month, and the deposit floor of SRD 100 keeps the opening step small for someone starting out.

How Hakrinbank compares

Where Hakrinbank is available

Available
Suriname

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What interest rate does the savings account pay?+

The savings account pays 4% and the rate type is variable, so the figure can move up or down rather than being fixed for a term. The account is easy-access, per easy access, which suits people who want savings reachable while interest still accrues.

What does it cost to hold the account, and how much do I need to deposit?+

There is a monthly fee of SRD 0 on the account, and the minimum deposit is SRD 100 to open it. Both sit at the affordable end for a starter savings product, so a young saver can begin without tying up much money.

Can I withdraw money whenever I like?+

Yes. The bank's savings terms state that withdrawals are free at any time, including ATM cash from the savings account with the bank card, subject to a daily cash cap, and interest is credited quarterly. The account kind is easy-access per easy access, so there is no lock-in on the balance.

Who is this account aimed at?+

The bank's savings pages list students and teens, per student and teen, as the audience for the account, and the minimum deposit of SRD 100 keeps the entry point low. It works for a young saver building a starter balance rather than for a large portfolio needing investment features.

How many currencies can I hold?+

The account covers 3 currencies, so it is built for savings held locally rather than for a multi-currency wallet. If you need many currencies at once, a dedicated multi-currency account serves that need better than a standard savings account.

How long do payments abroad take?+

Payments to other countries are made by bank transfer and take Up to 2 business days. The payout method is bank, which means the money arrives in the recipient's own bank account. Plan around that window if the payment is time sensitive.

How do I reach the bank for help?+

You can contact the bank by email, phone and help centre, so a phone call, an email and the help centre give you several routes to an answer. The account also works with a bank card for ATM cash, so support and cash access run through the same bank.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Deposit protection.

Related by the facts

Hakrinbank

A low cost easy-access savings account for young savers in Suriname.

9.6/10See alternatives