iMoney review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
iMoney is a financial aggregator in Malaysia covering credit cards, personal loans, broadband and insurance. It is for customers who want money and household services explained in one online place before applying for an option that matches their household plans and borrowing needs.
Key facts
- Best for
- Customers organising cards, loans and household services in Malaysia
- Access terms
- 100% online, find and apply from your phone or PC, no hidden fees↗
- Monthly fee
- MYR 0↗
- Legal entity
- Intelligent Money Sdn Bhd (1005180-T)↗
- Headquarters
- Malaysia↗
- Founded
- 2012↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- imoney.my
Everyday accounts
- Features
- Digital-only
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- It covers credit cards, personal loans, broadband and insurance in one place.
- It allows research and applications online from a phone or PC.
- It publishes articles, videos and infographics that explain money choices clearly.
- It serves Malaysia with money and household service guidance together.
Cons
- It operates as an online only service without in person application routes.
- Focus stays on Malaysia, which limits relevance for people elsewhere.
- Range centres on four categories, so specialist needs may sit outside.
Who it suits
- Customers in Malaysia who handle cards, loans and broadband
- Customers who prefer online research before applying
Who should look elsewhere
- Customers seeking in person branch service
Safety and regulation
iMoney operates in Malaysia as a financial aggregator covering credit cards, personal loans, broadband and insurance. Customers research options and apply online within a structured process governed by stated Terms and Conditions and a Privacy Policy. Those documents explain how personal details are handled and what responsibilities apply when using the service. Articles, videos and infographics provide background that helps customers understand products before applying. The setup gives customers a defined framework for exploring money and household choices with clarity.
How iMoney compares
Where iMoney is available
- Available
- Malaysia, Philippines
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does iMoney cover?+
iMoney covers home loans, personal loans, credit cards, broadband and insurance. Customers can review different options side by side and then apply online. The range spans money products alongside household connectivity services for everyday management.
Where does iMoney operate?+
iMoney operates in Malaysia as a financial aggregator for local customers. Its coverage focuses on cards, loans, broadband and insurance within that market. People living outside Malaysia will find little direct relevance in its range.
Who finds iMoney useful?+
iMoney helps customers who want cards, loans, broadband and insurance explained in one place. It appeals to people who prefer to research online before applying. Those managing both money products and household services gain particular value.
How does iMoney work in plain terms?+
iMoney brings several providers together so customers can assess cards, loans, broadband and insurance in one place. Customers review the features and then submit an application online. Educational articles, videos and infographics explain the choices in clearer terms.
Does iMoney charge a monthly fee?+
The monthly fee at iMoney is MYR 0. (Source, checked September 26, 2026)
Where is iMoney based?+
iMoney is based in Malaysia. (Source, checked September 26, 2026)
When was iMoney founded?+
iMoney was founded in 2012. (Source, checked September 26, 2026)
How can I contact iMoney support?+
iMoney offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- imoney.my checked September 26, 2026
Backs: Access terms, Headquarters, Legal entity, Pricing model, Monthly fee
“100% online Find and apply from your phone or PC -no hidden fees!”
- imoney.my/about-us checked September 26, 2026
Backs: Features, Founded
“Apply for the right product 100% online.”
- imoney.my/contact-us checked September 26, 2026
Backs: Support channels
“General Inquiries: hello@imoney.my ... Contact Number ... FAQ”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.