Keytrade Bank review

There is no monthly charge on the savings account: the monthly fee is €0, and the account runs with no conditions attached. The minimum deposit is €0 as well, so nothing is taken from your balance each month for holding it.

The headline rate is 1.2%, and the account is easy-access, so the money stays reachable. The median rate across the savings accounts listed on the site is 3.08%, so this rate sits below the middle of the field.

The rate type is variable, so interest can move in either direction instead of staying locked for a set period. Access terms are unlimited in duration and carry no conditions, so the account can stay open without a fixed end date, but the return is not fixed in advance.

The minimum deposit is €0, so you can begin with a small balance and add to it later. There is no monthly fee of €0 to weigh against, and the product is aimed at euro savers in Belgium.

Yes. The account is easy-access with unlimited duration and no conditions, so there is no fixed term to run out and no notice period to serve before a withdrawal. The access terms describe it as a regulated savings account subject to Belgian law.

Keytrade Bank is a Belgian branch of Arkea Direct Bank SA, trading under the Keytrade Bank name, and the account is subject to Belgian law. The access terms describe it as a regulated savings account, and the account kind is listed as easy access.

Support runs on email, chat and phone, and the access terms place no conditions on the account, so a question can be raised whenever it arises. For readers who would rather not run the savings side alone, the contact options go wider than a single channel.

Keytrade Bank ranks 368 of 473 brands on headline rate, so 1.2% sits in the lower part of the field. On minimum deposit it ranks 1 of 370, and that is where it stands out.