Khalti by IME review
Updated October 13, 2026 · VaultCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Khalti by IME brings payments, fund transfers, travel booking, entertainment access and financial services including savings together in one unified app. It suits people across Nepal who want everyday spending and longer term money management side by side in a single payment platform.
Key facts
Money transfer
Everyday accounts
- Currency conversion fee
- 5%↗
- Audience
- Business, Travelers
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXblog.khalti.com
Pros and cons
Pros
- Unified app covering payments, transfers, travel, entertainment and financial services
- Supports fund movement across banks, remittances and wallets in one place
- Includes access to savings, insurance and investment services together
Cons
- Availability centres on Nepal, which limits use for people based elsewhere
- Entertainment and travel options concentrate around domestic networks and events
Who it suits
- People across Nepal who want payments and savings in one app
- Travellers and households who book flights, hotels and events digitally
Who should look elsewhere
- People outside Nepal seeking domestic payment services
Safety and regulation
Both services behind the unified platform hold licences as payment service providers from NRB, which places the operation inside Nepal's regulated digital finance framework. Verified identities completed with either previous service continue on the unified platform without repeat checks. Personal data moves with the account during that guided change. The merger also sits on a systematically important watchlist while observers follow its execution.
How Khalti by IME compares
Where Khalti by IME is available
- Available
- Nepal
- Licence in Nepal
- Nepal Rastra Bank (NRB), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Khalti by IME offer+
Khalti by IME provides bill payments, QR payments, fund transfers, travel booking, entertainment access and financial services in one unified app. Savings appear alongside insurance and investment services. Merchant and enterprise tools also form part of the wider platform.
Where does Khalti by IME operate+
Khalti by IME serves users across Nepal through one unified app and a broad domestic payment network. It supports movement of funds across banks, wallets and remittance channels. Inbound remittances can arrive from different parts of the world.
Who is the company behind Khalti by IME+
Khalti by IME was formed by bringing together two licensed payment service providers in Nepal. Both predecessors held licences from NRB for payment services. The combination aims to create a single platform with wider networks and more services.
Where is Khalti by IME based?+
Khalti by IME is based in Nepal. (Source, checked September 26, 2026)
When was Khalti by IME founded?+
Khalti by IME was founded in 2017. (Source, checked September 26, 2026)
How can I contact Khalti by IME support?+
Khalti by IME offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- khalti.com checked September 26, 2026
Backs: Audience
“Khalti For Business: Powerful tools and solutions to help your business accept payments, grow, and scale”
- khalti.com/about checked September 26, 2026
Backs: Founded
“Khalti was officially launched at CAN infotech on 26th January, 2017.”
- khalti.com/bank-transfer checked September 26, 2026
Backs: Delivery time, Payout methods, Fee to send 1,000
“Your funds will be transferred within seconds to the bank.”
- khalti.com/info/charges checked September 26, 2026
Backs: Currency conversion fee, Transfer fee
“Load From VISA/Master Card - International Card: Charge 5% flat per transaction amount to customer”
- khalti.com/info/terms checked September 26, 2026
Backs: Account kind, Headquarters, Legal entity, Support channels, Licences
“Customer: A user who registers with Khalti and holds an active wallet account.”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.