LendingClub review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
LendingClub offers online banking with mobile apps for iOS and Android around an easy-access savings option. It appeals to savers who prefer handling everything through a browser or phone, keeping funds within reach while retaining direct digital control day to day.
Key facts
- Best for
- Savers wanting phone and browser control with reachable funds
- Deposit protection
- FDIC up to USD 250,000↗
- Access terms
- Online banking plus iOS and Android mobile apps; free ATM fee reimbursements worldwide↗
- Account kind
- Easy access↗
- Legal entity
- Happen Bank, National Association↗
- Headquarters
- United States↗
- Founded
- 2006↗
- Official website
- lendingclub.com
Everyday accounts
- Features
- Free ATM withdrawals
Facts checked September 26, 2026, 1 source
Pros
Pros
- Online banking provides browser control for everyday saving decisions.
- Mobile apps support both iOS and Android devices for flexibility.
Ready to try LendingClub?
Who it suits
- Savers preferring browser based account handling
- People comfortable managing money through phone apps
How LendingClub compares
Where LendingClub is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does LendingClub offer savers?+
LendingClub provides a savings option supported by browser management for everyday control. You handle your balance through the internet, which keeps oversight centralised and available from home or while travelling.
How does online access work?+
Browser access gives you control over the savings balance from a computer. You sign in over the internet to review your daily saving activity and direct funds from home or elsewhere.
Which phones can run the mobile apps?+
LendingClub maintains mobile apps for both supported phone systems. You select the version matching your device, which extends browser tools to a smaller screen for quick checks during daily routines.
Which company operates LendingClub?+
LendingClub is operated by Happen Bank, National Association. (Source, checked September 26, 2026)
Where is LendingClub based?+
LendingClub is based in United States. (Source, checked September 26, 2026)
When was LendingClub founded?+
LendingClub was founded in 2006. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Happen_Bank checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Features, Founded, Headquarters, Legal entity
“Customers have access to online banking and mobile apps available for iOS and Android devices and offers free ATM reimbursements worldwide”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.
Related by the facts
LendingClub
Savers wanting phone and browser control with reachable funds