Meilleurtaux review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Meilleurtaux suits French households that want a family savings pot they can reach at any time, with capital guaranteed and deposits covered by EU DGS up to EUR 100,000. The trade-off is yield: the headline rate of 2% is a variable rate that sits under the 3.08% median in this comparison.

Key facts

Best for
A French family savings pot that stays reachable and costs nothing to hold.
Headline rate
2%↗
Rate type
Variable↗
Minimum deposit
€10↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Capital guaranteed and always available; withdrawals through the client area, closure on request without notice↗
Monthly fee
€0↗
Account kind
Easy access↗
Legal entity
Meilleurtaux SAS↗
Headquarters
France↗
Founded
1999↗
Support channels
Email, Chat, Phone↗
Pricing model
No monthly fee
Official website
meilleurtaux.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Pros and cons

Pros

  • Deposits are covered by EU DGS up to EUR 100,000, so the balance sits inside the EU guarantee scheme.
  • Capital is guaranteed and always available, and the account closes on request without notice.
  • Support runs on email, chat and phone, covering email, chat and phone.
  • Meilleurtaux has run since 1999 as Meilleurtaux SAS, based in France.

Cons

  • The minimum deposit of €10 sits above the €0.11 median minimum in this set, so starting small is harder.
  • Ranked 316 of 473 brands on headline rate, the 2% rate sits well down the field.
  • The 2% rate is variable, so the headline figure can move over the life of the account rather than staying set for a period.
Meilleurtaux

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Scored 9.0 / 10 by VaultCue.

Who it suits

  • Households in France building a family pot that has to stay within reach.
  • Savers who want no recurring charge, since the fee here is €0.
  • People setting money aside for a longer period who can live with a variable rate.

Who should look elsewhere

  • PayPal Colombia, at 3.3%, if the headline rate is the only thing that matters.
  • Plazo ES, at 24.19%, if you would rather read a far higher rate figure than the 2% offered here.
  • AXI Card, at 21.59%, if one large rate figure outweighs a guaranteed family savings account.

How Meilleurtaux compares

Where Meilleurtaux is available

Available
Belgium, France, Luxembourg
Licence in France
ORIAS (07031613), checked September 26, 2026
Licence in France
ACPR, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does the Meilleurtaux family savings account pay?+

The account pays a headline rate of 2%, and that rate is variable, so it can move as market rates change. For scale, the median headline rate across savings accounts here is 3.08%, and Meilleurtaux ranks 316 of 473 brands on that figure.

Is there a monthly fee for holding the account?+

The monthly fee is €0, and the account is set up on a no-monthly-fee model, the pattern behind 91.7% of savings accounts in this comparison. Costs therefore sit in the minimum deposit rather than in a recurring charge.

Is my money protected if the provider fails?+

Your balance sits under EU DGS up to EUR 100,000, the EU guarantee scheme, so deposits are covered within that limit if the provider fails. Capital on the account is guaranteed, and the provider holds French registrations, so the money sits in a single market under French rules.

How do I withdraw, and how quickly can I close it?+

Withdrawals are made through the client area, and the account is easy access, so capital is always available without a notice period. Closure is also on request without notice, which sets it apart from a product where savings stay tied up for a period.

How much do I need to open the account?+

The minimum deposit is €10. Across savings accounts on this site the median minimum is €0.11, and the lowest in the set is €0, so this floor is a real step up for anyone starting from a small amount. On minimum deposit, Meilleurtaux ranks 256 of 370 brands.

Who is behind the account and who regulates it?+

The provider is Meilleurtaux SAS, based in France, and the account carries an ORIAS registration of 07031613. ACPR is the other French authority named for the provider, so this is a domestically registered account set up under French rules.

How do I reach support if something looks wrong?+

Support runs on email, chat and phone, so email, chat and phone are all covered. That mix matters for a savings account, because withdrawals and closures are handled through the client area and a phone line is offered for anything that needs checking on the account.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term.

Meilleurtaux

Meilleurtaux

A French family savings pot that stays reachable and costs nothing to hold.

9.0/10See alternatives