Money Fellows review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Money Fellows is a group savings service built for business customers who can commit to a fixed monthly PayIn, with a 6 to 12 term and a EGP 250 minimum. It suits savers happy with a fixed plan, help on phone, email and help centre and payouts that land on a date their group sets.
Key facts
- Best for
- Group savers who can commit a fixed monthly PayIn and a EGP 250 minimum.
- Rate type
- Fixed↗
- Term
- 6 to 12 months↗
- Minimum deposit
- EGP 250↗
- Access terms
- Money Circle: fixed monthly PayIn, payout received in your chosen Slot; admin fees start at 16% and fall to 0% in later slots; first-slot access after one completed Game'ya↗
- Account kind
- Fixed↗
- Legal entity
- Money Fellows for IT and Project Management (S.A.E)↗
- Headquarters
- Egypt↗
- Founded
- 2018↗
- Support channels
- Phone, Email, Help-centre, Chat↗
- Official website
- moneyfellows.com
Everyday accounts
- Currencies
- 1↗
- Transfer fee
- 0 EGP for circle pay-ins and payouts (Money Fellows Prepaid Card)↗
- Audience
- Business
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInyoutube.com
Pros and cons
Pros
- Circle pay-ins and payouts are free on the Money Fellows Prepaid Card, so the card itself carries no charge.
- Help is available on phone, email and help centre.
- Regulated under a General Authority for Investment licence, 141331, and also inside the Central Bank of Egypt regulatory sandbox.
- Clear terms: a fixed rate, a 6 to 12 term and a EGP 250 minimum deposit.
Cons
- Access terms are the trade-off: admin fees start at their highest in the opening slot and only step down in later slots, and access to the earliest slot comes after a completed Game'ya.
- Saving is fixed at a fixed rate for 6 to 12, so the return never moves while a variable option such as PayPal Colombia's variable rate does.
- Currency cover is narrow at 1, so it does little for savers who hold balances in several markets.
Who it suits
- business customers who can set aside a fixed monthly PayIn and take the payout in their group's slot.
- Savers comfortable with a fixed product at a fixed rate over a 6 to 12 term.
- People who want help on phone, email and help centre and a EGP 250 minimum to start.
Who should look elsewhere
- Savers who want a return that moves with the market: PayPal Colombia pays variable interest, where Money Fellows is fixed.
- People who would rather hold a balance that reprices than a circle that locks a slot: eToro pays interest on balances at a variable rate.
The company behind it
Money Fellows operates as Money Fellows for IT and Project Management (S.A.E), founded in 2018 and based in Egypt. It holds a General Authority for Investment licence, 141331, and it also takes part in the Central Bank of Egypt regulatory sandbox. Support runs on phone, email and help centre, so help is available on the channels most savers already use.
How Money Fellows compares
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Where Money Fellows is available
- Available
- Egypt
- Licence in Egypt
- Central Bank of Egypt (Regulatory Sandbox), checked September 26, 2026
- Licence in Egypt
- General Authority for Investment (GAFI) (141331), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How does a Money Circle work?+
A Money Circle collects a fixed monthly PayIn from its members and pays the pot out in the slot the group chooses. Circles run over a 6 to 12 term at a fixed rate, and the smallest amount a member can put in is EGP 250. Joining means committing to the same monthly amount for the whole term.
What do the fees cost?+
Circle pay-ins and payouts are free on the Money Fellows Prepaid Card. What you pay is the admin fee on the circle: fees are at their highest in the opening slot and step down as the circle moves into later slots. Entry starts at a EGP 250 minimum deposit.
Who regulates Money Fellows?+
The company behind the circles is Money Fellows for IT and Project Management (S.A.E), founded in 2018 and based in Egypt. Its terms name a General Authority for Investment licence, 141331, and place it inside the Central Bank of Egypt regulatory sandbox as well.
When do I get my money out?+
Payout lands in the slot your circle picks when the circle is set up, not on request, so the date is fixed by the group. Circles run a 6 to 12 term, and the card used for pay-ins and payouts is free to use, though the circle's admin fee still applies.
What is the minimum deposit and the term?+
The minimum deposit is EGP 250, and circles run a 6 to 12 term at a fixed rate. Because the rate is fixed for the term, the return does not shift with market moves, which suits savers who prefer a known amount to a variable balance.
Who is it for?+
Money Fellows lists business customers, and the circle format suits anyone who can commit a fixed monthly PayIn and accept the payout date. Circles are fixed products running 6 to 12, so the service suits planned saving rather than money you may need at short notice.
Which currencies can I hold?+
Money Fellows covers 1 currency, so balances, PayIns and payouts all sit in a single market. That keeps the arithmetic simple for local savers but does nothing for people who hold money in several currencies, where a multi-currency account is the point.
How do I get help?+
Support runs on phone, email and help centre, so phone, email, chat and a help centre are all listed. Questions about a slot, a missed monthly PayIn or a card payout can go to whichever of those channels suits you, and the same terms publish licence 141331.
Sources
- moneyfellows.com/en-us/about-us-page checked September 26, 2026
Backs: Founded
“Timeline infographic showing Money Fellows' journey from 2018 to 2025 and the launch of a prepaid card with Mastercard”
- moneyfellows.com/en-us/card checked September 26, 2026
Backs: Transfer fee
“Fee-Free Pay-ins and Payouts - Enjoy Zero-Fee Transactions for All Your Pay-ins and Payouts in Money Fellows Circles.”
- moneyfellows.com/en-us/how-it-works checked September 26, 2026
Backs: Access terms, Account kind, Audience, Minimum deposit, Term, Licences
“Select a duration of 6, 10, or 12 months based on your preferences.”
- moneyfellows.com/en-us/terms-and-conditions checked September 26, 2026
Backs: Currencies, Headquarters, Legal entity, Rate type, Support channels
“The currency used in services for all Users, is the Egyptian Pound and Users should only be of Egyptian nationality.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Headline rate, Deposit protection.
Related by the facts
Money Fellows
Group savers who can commit a fixed monthly PayIn and a EGP 250 minimum.