MTN CI MoMo Kash review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MTN CI MoMo Kash suits anyone in Côte d'Ivoire who keep money in the MoMo wallet and take it out as needed without a monthly charge. The variable rate of up to 7% sits above the 3.08% median for savings accounts here, and the balance stays available whenever it is needed, straight from the phone.
Key facts
- Best for
- Saving and withdrawing from a mobile wallet in Côte d'Ivoire with no monthly charge.
- Headline rate
- up to 7%↗
- Rate type
- Variable↗
- Minimum deposit
- F CFA 50↗
- Access terms
- Save and withdraw at any time, no minimum duration; interest credited quarterly, applied per half-month, no remuneration above 10,000,000 XOF↗
- Monthly fee
- F CFA 0↗
- Account kind
- Easy access↗
- Legal entity
- Bridge Microfinance Côte d'Ivoire↗
- Headquarters
- Côte d'Ivoire↗
- Support channels
- Chat, Phone, Email, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- mtn.ci
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- A monthly fee of XOF 0, so nothing is deducted from the balance each month to keep the account open.
- A variable rate of up to 7%, above the 3.08% median for savings accounts.
- Easy access on a easy access basis, with the balance withdrawable whenever the holder wants, starting from a minimum deposit of XOF 50.
- Reach the team through chat, phone and email, including phone and chat.
Cons
- The rate is variable, so the return is not fixed and can be reset by the provider.
- The terms pay interest only up to a set balance ceiling, so anything held above that level earns nothing.
- Interest is credited periodically and applied across the periods between credits, so returns build in steps rather than daily.
Who it suits
- MoMo users in CI who want a wallet balance to earn interest.
- Savers after easy access access, who treat savings as money they may need again on short notice.
- Anyone starting small, at a minimum deposit of XOF 50.
Who should look elsewhere
- Readers chasing a fixed return: the rate is variable here, and Plazo ES at 24.19% is worth a look for a rate that holds.
- Savers whose money sits outside the MoMo wallet: PayPal Colombia at 3.3% serves that crowd.
The company behind it
MoMo Kash is the savings side of the MTN MoMo wallet, and the account is operated by Bridge Microfinance Côte d'Ivoire, a microfinance entity based in Côte d'Ivoire. Getting help runs through chat, phone and email: a phone line, a live chat, an email address or the help centre, so a saver can use whichever suits. Because a named company stands behind the balance, questions about the provider have a clear answer.
How MTN CI MoMo Kash compares
Where MTN CI MoMo Kash is available
- Available
- Côte d'Ivoire
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold the balance?+
The monthly fee is XOF 0, so keeping the account open does not eat into the balance each month. Interest is the only side of the ledger to weigh here, and it accrues on the money saved rather than being charged as a cost.
How much interest is paid, and can it change?+
The headline rate is up to 7% and the rate type is variable, so the return is not locked in and can be moved by the provider. A variable rate cuts both ways: the figure you open at is not the figure you are guaranteed to keep.
How is interest added to the account?+
Interest on the balance is credited periodically rather than daily, and the terms apply it across the periods between credits, so savings build in steps. The same terms pay no remuneration once the balance passes a set ceiling, which matters for anyone saving above that line. The headline rate on offer is up to 7%.
What is the smallest amount needed to start?+
The minimum deposit is XOF 50, a low way in. The terms place no lock-in on the balance, so savings can be built up in small steps and money can be taken out whenever the holder chooses rather than held to a fixed term.
Who is this account for?+
It fits MoMo users in CI who want a wallet balance to earn interest while staying in the same app. The account kind is easy access, which suits people who treat savings as money they may need again on short notice.
How do you reach support?+
Support runs through chat, phone and email, so a phone call, a chat, an email or the help centre all lead to the same team. Phone support is offered by 82.6% of the savings accounts listed here, so this one sits in the mainstream for reaching a person.
How does the rate compare with other savings accounts?+
The headline rate here is up to 7%, while across the savings accounts listed the upper quartile sits at 4.5%. Easy-access accounts like this one account for 75.6% of those listings, drawn from 1,441 brands.
Sources
- mtn.ci/momo-kash checked September 26, 2026
Backs: Account kind, Headline rate
- mtn.ci/momo/conditions-generales-momo-kash-particulier checked September 26, 2026
Backs: Access terms, Headquarters, Legal entity, Minimum deposit, Pricing model, Monthly fee, Rate type
- mtn.ci/momo/momo-particuliers checked September 26, 2026
Backs: Support channels
“Service clients: WhatsApp chatbot 05 75 50 50 50, Call centre 555, Email assistances.ci@mtn.com”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term, Deposit protection.
Other rankings
MTN CI MoMo Kash
Saving and withdrawing from a mobile wallet in Côte d'Ivoire with no monthly charge.