nettopolizze.at (AT) review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Nettopolizze.at is a digital brokerage for Austrian savers who will pay a service fee for setup and keep the money committed for a minimum term. The monthly account charge is free, savings start at €50, deposits sit under EU DGS up to EUR 100,000, and help runs on email, chat and phone.
Key facts
- Best for
- Austrian savers happy to set the account up themselves and leave the money tied up.
- Rate type
- Variable↗
- Minimum deposit
- €50↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Digital onboarding and app management, one-off 299 EUR service fee for the DIY package; savings plan from 50 EUR per month, premium-free suspension possible; minimum term 3 years for savings plans and 15 years for single-premium policies (10 years from age 50)↗
- Monthly fee
- €0↗
- Account kind
- Fixed↗
- Legal entity
- 2invest GmbH↗
- Headquarters
- Austria↗
- Support channels
- Email, Chat, Phone↗
- Pricing model
- No monthly fee
- Official website
- nettopolizze.at
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- TrustpilotLinkedInyoutube.com
Pros and cons
Pros
- The monthly charge is €0, which matches the no monthly fee model.
- Deposits are held under EU DGS up to EUR 100,000.
- Support covers email, chat and phone.
- Savings plans start at €50, small enough to build up monthly.
Cons
- The product is fixed with a variable rate, so the return is not locked in.
- The do-it-yourself package carries a service fee, and a minimum term applies to the plans and the single-premium policies.
- Savings begin at €50, above the $0 entry point at PayPal Colombia.
Who it suits
- Austrian residents who can leave the money in place for the minimum term the plans and single-premium policies require.
- People who prefer onboarding and managing the account in an app rather than in person.
- Savers who want a fixed product and will accept a variable return.
Who should look elsewhere
- PayPal Colombia, which starts at $0 and suits anyone wanting cash in a wallet without a minimum.
- AXI Card Tarjeta y Credito, which pays a fixed rate on card terms rather than savings plans.
- Plazo ES, whose fixed rate suits readers who prefer a fixed return to a variable one.
How nettopolizze.at (AT) compares
8.9 vs 8.6
8.9 vs 9.5
8.9 vs 8.0
8.9 vs 8.9
8.9 vs 8.9
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 8.9
8.9 vs 8.7- 8.9 vs 8.0
8.9 vs 9.0
8.9 vs 8.1
8.9 vs 8.7
8.9 vs 8.0
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.3
8.9 vs 9.2
8.9 vs 9.0
8.9 vs 8.7
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.4
8.9 vs 8.3
8.9 vs 9.0
Where nettopolizze.at (AT) is available
- Available
- Austria
- Licence in Austria
- Versicherungsvermittlerregister (GISA), Magistrat der Stadt Wien (GISA 38902482), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold the account?+
The monthly account charge is €0, so the running cost is free under the no monthly fee model. The one-off expense sits at the start: the do-it-yourself package carries a service fee that covers onboarding and app management.
How much do I need to start saving?+
Savings plans run from €50 as a monthly amount, which makes the habit easy to start. That is well above the $0 needed at PayPal Colombia, so the plan suits regular savers rather than occasional top-ups.
How long must I leave the money in place?+
The plans and single-premium policies both carry a minimum term, with the single-premium commitment running considerably longer and shortening for people closer to retirement. Suspension is possible on the plans where no premium is due, so gaps are allowed in some cases.
Is the interest rate fixed or variable?+
The rate is variable while the product itself is fixed. The fixed part fixes how long the money stays in place, and the variable rate means the return can move rather than staying set for the whole term.
What protection covers the deposits?+
Deposits sit under EU DGS up to EUR 100,000, the EU deposit guarantee. The provider is based in Austria and operates as 2invest GmbH, so the scheme applies to an EU-based intermediary rather than an Austrian bank.
Who regulates the provider?+
The provider is entered in the Austrian insurance intermediary register held by the Magistrat der Stadt Wien, with the register id GISA 38902482. The intermediary licence is separate from the deposit guarantee scheme listed for the brand.
How do I manage the account and get help?+
Onboarding and management both run digitally through the app, with no branch paperwork involved. Support runs on email, chat and phone, so a person is reachable by email, chat or phone during the life of the plan.
Sources
- nettopolizze.at/faq checked September 26, 2026
Backs: Access terms, Minimum deposit, Rate type
- nettopolizze.at/impressum checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Licences
“Sitz: Wien Seitenstettengasse 5/37 1010 Wien, Österreich”
- nettopolizze.at/preise checked September 26, 2026
Backs: Pricing model, Monthly fee, Support channels
“Support-Kanal: E-Mail / E-Mail & App-Chat / E-Mail, App-Chat & Telefon”
- nettopolizze.at/vergleich/nettopolizze checked September 26, 2026
Backs: Account kind
“Mindestlaufzeit Einmalerlag 15 Jahre (10 J. ab 50. Lj.)”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Headline rate, Term.
Other rankings
nettopolizze.at (AT)
Austrian savers happy to set the account up themselves and leave the money tied up.