Nordnet Danmark review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nordnet Danmark runs a Danish easy-access savings account for students and business owners, with no binding period and no cost to deposits or withdrawals. The trade-off is the rate: 0.25% variable sits below the savings median of 3.08%, so it suits savers who need quick access to cash more than a high yield.
Key facts
- Best for
- Students and business owners in Denmark who want a savings account with no fee, no minimum and money available on demand.
- Headline rate
- 0.25%↗
- Rate type
- Variable↗
- Minimum deposit
- DKK 0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- No binding period, free deposits and withdrawals at any time, interest credited quarterly, covered by deposit guarantee↗
- Monthly fee
- DKK 0↗
- Account kind
- Easy access↗
- Legal entity
- Nordnet Bank AB (Danish branch, CVR 32301908)↗
- Headquarters
- Denmark↗
- Founded
- 1996↗
- Support channels
- Email, Help-centre, Phone, Chat↗
- Pricing model
- No monthly fee
- Official website
- nordnet.dk
Everyday accounts
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- Xyoutube.comflickr.com
Pros and cons
Pros
- Monthly fee of DKK 0 and minimum deposit of DKK 0 remove both running and opening costs.
- Easy-access account with no binding period, so money can be taken out whenever it is needed.
- Balances sit under EU DGS up to EUR 100,000, the EU deposit guarantee.
- Support covers email, help centre and phone, so phone and online help are both available.
Cons
- The headline rate of 0.25% is variable and sits well below the savings median of 3.08%, so the return is modest.
- Interest is credited every quarter rather than monthly, so returns arrive in fewer instalments across the year.
- Currency conversion on the dealing side costs 0.15% to 0.25%, against a site median of 0.5%.
Who it suits
- Students and business owners, the audiences named in student and business.
- Anyone holding spare cash beside a share dealing account, with 6 currencies available.
- Savers who want their money reachable at short notice rather than tied to a term.
Who should look elsewhere
- Savers chasing a higher headline rate: PayPal Colombia lists 3.3% against 0.25% here.
- Anyone after a fixed-term pot, since the rate is variable on an easy access account.
- People after credit rather than saving: Plazo ES lists 24.19% on its card offer.
Deposit protection
Deposits are held under EU DGS up to EUR 100,000. That guarantee covers savings in the account up to that ceiling if the bank cannot repay you, which is the main protection readers look for in a savings account. Money above the ceiling is not covered, so larger balances are better split across places. The scheme named here is the EU deposit guarantee.
How Nordnet Danmark compares
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Where Nordnet Danmark is available
- Available
- Denmark, Sweden
- Licence in Sweden
- Finansinspektionen (Sweden), checked September 26, 2026
- Licence in Denmark
- Finanstilsynet (Denmark), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Nordnet Danmark savings account cost to run?+
The savings account carries a monthly fee of DKK 0 and a minimum deposit of DKK 0, so there is no charge for keeping it open and no amount you must put in to start. Deposits and withdrawals cost nothing, and there is no binding period to work around.
How much interest does the money earn?+
The headline rate is 0.25% and it is variable, so the figure can move over time. That sits well below the savings median of 3.08%. Interest is credited every quarter, which spreads the payments across the year.
Is the money protected if the bank cannot pay you back?+
Deposits are covered by EU DGS up to EUR 100,000, the EU deposit guarantee. Balances up to that ceiling are covered by the scheme, and the savings terms confirm the account is covered by the deposit guarantee.
Who regulates Nordnet Danmark?+
The Danish operation is supervised by Finanstilsynet (Denmark), and Nordnet is also supervised in Sweden by Finansinspektionen (Sweden). The account is provided by Nordnet Bank AB (Danish branch, CVR 32301908), which names the Danish branch that holds the savings.
What kind of account is it and how fast can I reach the money?+
The account kind is easy access, and there is no binding period, so money moves in and out whenever you want. Deposits and withdrawals cost nothing, and interest is credited every quarter. It is an easy-access account rather than a fixed-term one.
How many currencies can I hold and what does conversion cost?+
The share dealing side covers 6 currencies, and currency conversion is charged at 0.15% to 0.25% against a site median of 0.5%. The savings account itself is a Danish kroner account, so conversion matters mainly if you move money into the dealing side.
Who is the account aimed at?+
The stated audience is student and business, so students and business owners are the main groups. Business customers make up 56.5% of the site, and the account itself has no minimum deposit, so it is easy for anyone to start with a small amount.
How do I get help if something goes wrong?+
Support runs on email, help centre and phone, so help is available by phone and online as well as through the help centre. Questions on charges, interest crediting or transfers can be raised through any of those routes.
Sources
- nordnet.dk/kundeservice/prisliste/kurtageklasser checked September 26, 2026
Backs: Audience
- nordnet.dk/tjenester/kontotyper/aktiedepot checked September 26, 2026
Backs: Currencies, Currency conversion fee
- nordnetab.com/about/nordnet-overview checked September 26, 2026
Backs: Founded
“This purpose has driven us since we started in 1996 and remains our direction to this day.”
- nordnet.dk/info/indskudsgaranti-og-investorbeskyttelse checked September 26, 2026
Backs: Deposit protection, Licences
- nordnet.dk/kundeservice/kontakt checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
- nordnet.dk/tjenester/kontotyper/opsparingskonto checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“Renten paa opsparingskontoen er paa nuvaerende tidspunkt 0,25% om aaret og tilskrives kvartalsvist - translated: the interest on the opsparingskonto is currently 0.25% per year, credited quarterly”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term.
Related by the facts
Nordnet Danmark
Students and business owners in Denmark who want a savings account with no fee, no minimum and money available on demand.