Nordnet FI review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nordnet FI runs a free easy-access savings account from Nordnet Bank AB, with a variable rate of 0.1% to 1.5% and no monthly fee. It suits savers and business or teen account holders in Finland who want deposit protection without paying to hold cash.
Key facts
- Best for
- Free easy-access saving in Finland with EU deposit protection
- Headline rate
- 0.1% to 1.5%↗
- Rate type
- Variable↗
- Minimum deposit
- €0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- No deposit or withdrawal limits; interest calculated on the daily balance and paid monthly↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- Nordnet Bank AB↗
- Headquarters
- Sweden↗
- Founded
- 1996↗
- Support channels
- Phone, Chat, Email, Help-centre, Community↗
- Pricing model
- No monthly fee
- Official website
- nordnet.fi
Everyday accounts
- Audience
- Business, Teens
Facts checked September 26, 2026, 3 sources
Apps and profiles
Pros and cons
Pros
- Monthly fee of €0 and a minimum deposit of €0 keep running costs at nothing
- Variable rate of 0.1% to 1.5% on an easy-access account with no deposit or withdrawal limits
- Deposits sit under EU DGS up to EUR 100,000
- Support runs on phone, chat and email
Cons
- Rate type is variable, so the headline rate of 0.1% to 1.5% can move with the market
- With an easy-access account kind and a variable rate type, the balance stays in a deposit account rather than a fixed-rate product (easy access, variable)
Who it suits
- Savers in Finland who want a variable rate without a monthly fee
- Business account holders keeping euro cash accessible
- Teen account holders starting to hold a balance
Who should look elsewhere
- Anyone chasing a fixed term, since the rate type is variable
- People wanting a market-leading rate, as the headline rate of 0.1% to 1.5% sits below the savings-account median of 3.08%
- Card shoppers comparing spending offers such as AXI Card Tarjeta y Credito
Fees and FX
The deposit account carries a monthly fee of €0 and asks for a minimum deposit of €0, so the account can be opened and funded without a threshold. That matches the wider savings-account field, where the typical monthly fee is €0 and the top quartile still sits at €0. On minimum deposit, Nordnet FI ranks 1 of 370 brands, which is where its open-entry setup places it.
Rates and card terms
Interest runs at a variable headline rate of 0.1% to 1.5% on an easy-access account, with no deposit or withdrawal limits. Because the rate is variable, it is set by the market rather than fixed for a term. Most savings accounts on the site are variable too, and their median headline rate is 3.08%, so this account pays less than the middle of the field.
How Nordnet FI compares
9.3 vs 8.6
9.3 vs 9.5
9.3 vs 8.0
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.7- 9.3 vs 8.0
9.3 vs 9.0
9.3 vs 8.1
9.3 vs 8.7
9.3 vs 8.0
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.7
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.4
9.3 vs 8.3
9.3 vs 9.0
Where Nordnet FI is available
- Available
- Finland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to keep money in the account?+
The account carries a monthly fee of €0 and no minimum deposit beyond €0, so holding a balance costs nothing in fees. That puts it alongside the free accounts that dominate the savings-account field, where the median monthly fee is €0.
How much interest does the money earn?+
The headline rate is 0.1% to 1.5% and the rate type is variable, so the figure moves with market rates rather than being locked in. The median savings-account headline rate on the site is 3.08%, which places this account below the middle on what it pays.
Is my money protected?+
Deposits are covered by EU DGS up to EUR 100,000, the EU deposit guarantee scheme. The account is operated by Nordnet Bank AB, the listed legal entity, which gives the balance the standing of a bank deposit rather than a wallet balance.
Can I withdraw money whenever I want?+
There are no deposit or withdrawal limits on the account, so you can move money in and out as needed. Interest is calculated on the daily balance and paid monthly, which suits a balance that is topped up regularly.
How is this different from a fixed-term account?+
The rate type is variable and the account is easy-access, so the money stays available rather than being committed. Fixed-rate products make up 23.2% of savings accounts on the site, a smaller group than the variable majority at 76.8%.
Who does the account suit?+
The listed audience covers business and teen account holders, so businesses keeping cash accessible and teens building a first balance are both in scope. The audience breakdown also shows business accounts at 57.8% and teen accounts at 32%.
How do I get help if something goes wrong?+
Support runs on phone, chat and email, which covers phone, chat, email, a help centre and a community. Phone and help-centre contact are common across the site, at 79.5% and 86.1% of brands.
How does the brand compare on cost?+
Its cost score of 6.5 matches its overall score of 6.5. The free monthly fee of €0 does most of that work, while the headline rate of 0.1% to 1.5% holds the score down against higher-paying rivals such as Plazo ES.
Sources
- nordnet.fi/asiakaspalvelu/ota-yhteytta checked September 26, 2026
Backs: Legal entity, Support channels
“Nordnet Bank AB Finnish branch, business ID 2329589-2”
- nordnet.fi/faq checked September 26, 2026
Backs: Audience
“Frequently asked: 'How do I open a portfolio for a minor?' and service menu 'Yrityksen sijoitukset' (corporate investments)”
- nordnet.fi/palvelut/tilit/talletustili checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“No deposit or withdrawal limits. Interest is calculated on the daily balance and paid monthly. No opening or account-keeping fees.”
- nordnetab.com/about/nordnet-overview checked September 26, 2026
Backs: Founded, Headquarters
“This purpose has driven us since we started in 1996”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term.