Old Mutual review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Old Mutual delivers broad financial cover for households and businesses across twelve key African nations. People seeking lifetime planning linked to community growth and responsible long term investment will find its group scale and exchange listed reporting supportive for considered decisions.
Key facts
Everyday accounts
- Audience
- Business
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- Spans twelve African markets with varied money solutions
- Licensed insurance and financial services entities under one group
- Backs environmental, education and small business community projects
- Supports lifetime money ambitions with sustainable community focus
Cons
- Spans only twelve African markets for geographic reach
- Broad retail and corporate focus without single market specialisation
Who it suits
- Retail customers across twelve African markets
- Corporate clients needing cross border African cover
- Investors favouring sustainable community focused activity
Who should look elsewhere
- People outside African operating territories
- Seekers of single product specialists
How your money is protected
Money protection rests on licensed group oversight and regulated entity structure. Old Mutual Limited holds authorisation as licensed Controlling Company of the designated insurance group. Underlying entities operate with authorisation as financial services providers and insurers serving retail and corporate customers. Shares trade on the Johannesburg exchange with published financial reports, regulatory news and a diary of shareholder events. Investment thinking recognises links between economic, social and environmental systems. Activity directs support toward education, small business growth and environmental improvement for inclusive and resource efficient progress.
How Old Mutual compares
Where Old Mutual is available
- Available
- South Africa
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which countries does Old Mutual serve?+
Old Mutual serves key markets in twelve nations across Africa with a broad range of financial solutions. Both households and businesses receive cover through authorised group entities. Group purpose connects individual aims with wider benefits for families, communities and society.
What does Old Mutual provide?+
The group provides wide ranging financial solutions for household and business customers. Delivery runs through licensed providers and insurers that form part of the organisation. Stated purpose focuses on helping customers thrive and reach lifetime financial aims while supporting sustainable progress.
How is Old Mutual overseen?+
Old Mutual Limited acts as Controlling Company of the designated insurance group under licence. Member firms carry authorisation as financial services providers and insurers. Shares trade on the Johannesburg exchange, supported by published reports, regulatory updates and a diary of shareholder events.
What guides Old Mutual investment activity?+
Guidance comes from a wish to help customers thrive and meet lifetime financial aims. Investment thinking values links among economic, social and environmental systems. Support flows to schooling, small enterprise development and care for natural surroundings to encourage fair and inclusive growth.
What is the minimum deposit at Old Mutual?+
The minimum deposit at Old Mutual is ZAR 450 to ZAR 500. (Source, checked September 26, 2026)
Does Old Mutual charge a monthly fee?+
The monthly fee at Old Mutual is ZAR 4.95. (Source, checked September 26, 2026)
Which company operates Old Mutual?+
Old Mutual is operated by Old Mutual Limited. (Source, checked September 26, 2026)
Where is Old Mutual based?+
Old Mutual is based in South Africa. (Source, checked September 26, 2026)
When was Old Mutual founded?+
Old Mutual was founded in 1845. (Source, checked September 26, 2026)
How can I contact Old Mutual support?+
Old Mutual offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- oldmutual.co.za checked September 26, 2026
Backs: Founded
“We've been around since 1845. But our focus is firmly on the future.”
- oldmutual.co.za/personal/solutions/bank-and-borrow/money-... checked September 26, 2026
Backs: Support channels
“Email MoneyAccountSupport@oldmutual.com, chat to us on 0860 445 445, call us on 0860 222 252 or visit your nearest Old Mutual branch”
- oldmutual.co.za/personal/solutions/investment-plans checked September 26, 2026
Backs: Minimum deposit
“Minimum starting premium: R500/month, R500/month, From R500/month, R450/month (Flexible Plan, Tax Free Savings, FutureInvest 4 My Goal)”
- oldmutual.com checked September 26, 2026
Backs: Headquarters, Legal entity
“Old Mutual Limited (OML) ... Registration number 2017/235138/06 (Johannesburg Stock Exchange listing)”
- oldmutual.com/about checked September 26, 2026
Backs: Audience
“We provide financial solutions to individuals, small and medium-sized businesses, corporates and institutions across several market segments and geographies”
- ombank.co.za checked September 26, 2026
Backs: Monthly fee
“Get a Personal Account from just R4.95 a month and a Savings Account with zero monthly fees”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Deposit protection.