Rico Investimentos review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Rico Investimentos is known for gathering fixed income titles, funds, shares and futures style products in one investment place with guided choice. It suits people who want broad choice plus a simulator, specialist ideas and learning material while they decide.
Key facts
- Best for
- People wanting guided choice across many investment types
- Rate type
- Variable↗
- Access terms
- Rico investment account paying a target return of 140% of CDI, IR-exempt for individuals, for up to 3 months, then 78% of CDI indefinitely; target return is not a promise or guarantee↗
- Account kind
- Easy access↗
- Legal entity
- XP Investimentos CCTVM S.A.↗
- Headquarters
- Brazil↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- rico.com.vc
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- Xfacebook.com
Pros and cons
Pros
- Covers fixed income titles including Tesouro Direto, CDB, LC, LCA, LCI and debentures for diversification.
- Includes shares, BDRs, ETFs, options, futures contracts and other exchange traded instruments.
- Offers a simulator that points toward investments matched to your profile and objectives.
- Provides a content platform called Riconnect that supports learning across the investment journey.
Cons
- Presents a very wide product menu that asks beginners to learn many terms at once.
- Focuses on investing through its app, which limits people who prefer face to face handling.
Who it suits
- People starting investing who want specialist ideas and learning content
- Investors who want fixed income and shares in one place
Who should look elsewhere
- People seeking everyday current accounts or money transfer services
How Rico Investimentos compares
Where Rico Investimentos is available
- Available
- Brazil
- Licence in Brazil
- Banco Central do Brasil, checked September 26, 2026
- Licence in Brazil
- CVM, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What types of investments does Rico Investimentos cover?+
Rico Investimentos covers fixed income titles such as Tesouro Direto, CDB, LC, LCA, LCI, COE, CRI, CRA and debentures. It also covers funds, IPOs, shares, BDRs, ETFs and futures style contracts including mini contracts. The range allows you to mix steadier titles with market traded products in one place.
How does Rico Investimentos help you choose investments?+
Rico Investimentos provides a simulator that points toward investments linked to your profile and objectives. It also publishes investment indications prepared by its specialists. You can use those ideas to narrow the wide menu before you decide.
What learning support does Rico offer?+
Rico Investimentos runs Riconnect, a content platform that supports learning across the investment journey. The platform gathers material meant to help you invest with greater confidence. Mentorship with specialists adds personal context to that general learning.
Who is Rico Investimentos suitable for?+
Rico Investimentos suits people who want fixed income and market traded products in one investment place. It also suits beginners who value a simulator, specialist ideas and learning content. Confident investors may value the breadth of shares, funds and futures style contracts.
Which company operates Rico Investimentos?+
Rico Investimentos is operated by XP Investimentos CCTVM S.A.. (Source, checked September 26, 2026)
Where is Rico Investimentos based?+
Rico Investimentos is based in Brazil. (Source, checked September 26, 2026)
Sources
- rico.com.vc checked September 26, 2026
Backs: Access terms, Account kind, Headquarters, Legal entity, Rate type, Support channels, Licences
“Target return of 140% of CDI, tax-exempt for individuals, for up to 3 months; after that period the target return corresponds to 78% of the CDI, for an indefinite period”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Term, Minimum deposit, Deposit protection.