Raisin AT review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Raisin AT runs an online portal for instant access and fixed term deposits from selected European banks. It suits savers who accept online handling and want one central account with German language support and mobile oversight under each bank country's protection rules.
Key facts
- Best for
- Central online access to European deposit offers
- Legal entity
- Raisin SE↗
- Headquarters
- Germany↗
- Founded
- 2012↗
- Support channels
- Help-centre↗
- Official website
- raisin.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Central access to overnight and fixed deposits from selected European banks
- Support in German covers opening and management of the main account
- Mobile application shows balances and documents and supports new allocation decisions
Cons
- Online only handling with no branch network for in person service
- Product range stays focused on flexible savings alongside fixed commitments
Who it suits
- Savers wanting central oversight of European deposits
- People preferring online and mobile account management
- Planners combining flexible access with fixed commitments
Who should look elsewhere
- People wanting branch based account handling
- Savers seeking products beyond deposits
How Raisin AT compares
Where Raisin AT is available
- Available
- Austria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What savings products does Raisin AT offer?+
Raisin AT brings together overnight and fixed deposits from selected European partner banks for Austrian savers. All offers run through one account without changing the main banking relationship. The choice spans flexible options alongside commitments with planned growth.
How does the Raisin app support savers?+
The application gathers all deposits into one view that stays accessible from any location. It organises bank documents and keeps balances easy to follow on mobile. It also helps prepare and carry out new allocation decisions within the same access.
How is deposit safety organised for partner bank deposits?+
Deposits fall under the statutory protection system of the respective bank country inside the European Union. Protection applies per customer and per bank under national rules shaped by Union directives. Raisin explains this framework and points savers toward further details on coverage.
Who is Raisin AT designed for?+
Raisin AT addresses private customers who seek uncomplicated access to deposit and capital markets across borders. It positions itself as a pioneer for savings, investment and retirement products with strong partners. Support in German assists users while they manage every product through the same access point.
Which company operates Raisin AT?+
Raisin AT is operated by Raisin SE. (Source, checked September 26, 2026)
Where is Raisin AT based?+
Raisin AT is based in Germany. (Source, checked September 26, 2026)
When was Raisin AT founded?+
Raisin AT was founded in 2012. (Source, checked September 26, 2026)
Sources
- raisin.com/en checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US.”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.