Updated September 28, 2026

What is Delivery time?

In short

How long a transfer takes to reach the other account, from seconds to the next business day.

Delivery time is how long money takes to reach the other account after you send it. Instant services clear in seconds or minutes, while standard schemes work in business days. ABB Bank delivers Instantly or within a short period, and Addiko Bank Crna Gora lists 1 business day (standard SEPA transfer). ABA Bank sends money within minutes to BDO accounts and the same day or the next business day to other banks. ActivoBank says some transfers land in a few seconds and others take a few minutes, depending on the destination currency, country, security checks and timing.

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