What is Features?

Features are the extras an account adds to the basic job of holding money. A joint account lets two people share one balance and one set of payments, while a digital-only service runs without paper statements or branch visits. 1822direkt offers a joint account option, and 2gether works as a digital only service. The distinction matters in practice: shared access changes who can spend, and a digital-only setup changes how you reach help when something goes wrong.