Updated September 28, 2026

What is Minimum deposit?

In short

The smallest amount you must place before an account is open or usable.

A minimum deposit is the least you need to place to open an account or keep it open. It is a real hurdle to weigh, because a provider can demand a sizable entry sum even when the advertised rate looks strong. 1822direkt asks for a minimum deposit of €0 on its overnight deposit account, and ABANCA lists €0, so nothing has to be paid in before you get going. Providers with no entry requirement let you test the account with a modest transfer.

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