Updated September 28, 2026
What is Monthly fee?
In short
A regular charge for holding an account, the easiest cost to avoid and the easiest to miss.
A monthly fee is a set charge for keeping an account open, taken from the balance or paid separately. It can quietly eat small balances, so check whether it applies only if you fall below a balance or stop using the account. 1822direkt charges €0 on its savings account, 1st National Bank Saint Lucia charges XCD 0 on its basic savings account, 2gether charges €0 and Aave GHO / Compound Treehouse charges $0. A free monthly fee is common, so transfer and currency exchange charges are often what decide the cost.
Sources
- 1822direkt.de, checked September 26, 2026
- 1stnationalbankonline.com, checked September 26, 2026
- gho.xyz, checked September 26, 2026
- support.bit2me.com, checked September 26, 2026