What is ORIAS?

ORIAS is the French public register where credit institutions, insurers and finance intermediaries record their details, so you can see which entity is licensed and under which category. A listing tells you who regulates the firm, but not what your money earns, so pair it with the rate and the access terms. BNP Paribas appears as 07 022 735 and Hello bank! Pro carries the same reference, 07 022 735, while Crédit Agricole Savings shows 07 008 079, Fortuneo 07 008 441 and Cashbee 19002094.