ACM Holding virtual bank review

Updated October 16, 2026 · VaultCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

A 2025 notice gave ACM conditional approval, not an operating licence.

Key facts

Best for
Readers checking the dated regulatory entry.

Dated approval notice

On 19 June 2025, the Bank of Thailand named ACM Holding Company Limited among applicants approved to establish a virtual bank. Applicants still had to form a public company, satisfy ministerial conditions and pass readiness review before requesting a licence. The notice does not establish completion or an operating licence.

Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.

ACM Holding virtual bank

Readers checking the dated regulatory entry.

See alternatives