Addiko Bank Srbija review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Addiko Bank Srbija offers cash loans, credit cards, savings and current accounts through branches and digital channels in Serbia. It is a Serbia based bank for people who want quick applications with minimal paperwork and combined online and in person service.
Key facts
Savings
- Headline rate
- 3.85% to 5.57%↗
- Rate type
- Fixed↗
- Term
- 3 to 36 months↗
- Minimum deposit
- RSD 5,000↗
- Access terms
- Interest credited and paid at maturity; funds can be withdrawn early without a termination fee; no automatic rollover, no further top-ups↗
- Account kind
- Fixed↗
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Cash loan requests can be started online or at local branches
- Current accounts, savings and credit cards sit alongside quick loans
- Mobile app supports bill handling, file scanning and biometric sign in
Cons
- Service focus stays on quick loans, narrowing choice for other needs
- In person help requires visiting a physical branch location
Who it suits
- Borrowers seeking fast applications with little paperwork
- People wanting combined digital and branch banking in Serbia
- Cardholders wanting to manage repayments through an app
Who should look elsewhere
- People outside Serbia needing local banking
How Addiko Bank Srbija compares
Frequently asked questions
What products does Addiko Bank Srbija offer?+
Addiko Bank Srbija offers cash loans, credit cards, savings and current accounts for private and business needs. Customers can start requests online or at branches with minimal documentation. Mobile and internet banking support day to day account handling alongside in person service.
Where can customers apply for a cash loan?+
Cash loan requests can be started online or at branches of the bank in Serbia. The bank describes a fast response to requests with minimal paperwork. Customers can complete parts of the process from home or visit a branch for personal assistance.
How does mobile banking work at Addiko Bank Srbija?+
The bank provides a mobile app for managing finances from home or while travelling. The app is presented with all day availability and security controls including biometric sign in. It also supports online savings arrangement, bill handling and card transaction management.
Does Addiko Bank Srbija charge a monthly fee?+
The monthly fee at Addiko Bank Srbija is RSD 200. (Source, checked September 26, 2026)
Which company operates Addiko Bank Srbija?+
Addiko Bank Srbija is operated by Addiko Bank a.d. Beograd. (Source, checked September 26, 2026)
Where is Addiko Bank Srbija based?+
Addiko Bank Srbija is based in Serbia. (Source, checked September 26, 2026)
How can I contact Addiko Bank Srbija support?+
Addiko Bank Srbija offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- addiko.rs/o-nama/o-addiko-banci/addiko-kontakt-centar checked September 26, 2026
Backs: Support channels
- addiko.rs/o-nama/o-addiko-banci/osnovni-podaci-o-banci checked September 26, 2026
Backs: Headquarters, Legal entity
“Omladinskih brigada 90G, 11070 Beograd, Srbija”
- addiko.rs/stanovnistvo/stednja/dinarska-stednja checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“Minimalni ulog je 5.000 RSD”
- addiko.rs/static/uploads/Pregled-usluga-i-naknada-Addiko-... checked September 26, 2026
Backs: Monthly fee
“Vodjenje platnog racuna (Addiko Bazicni dinarski racun) Mesecno - 200,00 RSD”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.