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Alif Bank review

Updated October 14, 2026 · VaultCue Editorial Team

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Our verdict

Alif Bank VisaGold supports payments and transfers within Tajikistan and abroad. The app includes PIN assignment, transaction history, card blocking, expense tracking, service payments and transfers.

Key facts

Best for
Alif Bank customers in Tajikistan managing VisaGold card activity through the app.
Currency conversion fee
0.1%↗
Currencies
4↗
Transfer fee
0% to Europe↗
Legal entity
OJSC Alif Bank↗
Headquarters
Tajikistan↗
Founded
2014↗
Support channels
Email, Phone, Help-centre↗
Audience
Travelers
Pricing model
Low FX fees
Features
Free ATM withdrawals
Official website
alif.tj

Savings

Headline rate
10% to 11%↗
Rate type
Fixed↗
Term
12 months↗
Minimum deposit
TJS 1↗
Access terms
Withdraw all or part at any time without limit; unlimited top-ups; interest paid monthly from the 1st to the 3rd of the following month and withdrawable without limit↗
Account kind
Fixed↗

Money transfer

Delivery time
Usually a few minutes to a few hours, depending on the recipient bank (Alif app transfer to Europe via SEPA)↗
Payout methods
Bank, Cash-pickup, Wallet, Card↗
Fee to send 1,000
TJS 0↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros

Pros

  • Local and overseas payments and transfers.
  • App tools include PIN assignment, transaction history and card blocking.
  • Track expenses, pay for services and transfer money.
Alif Bank

Ready to try Alif Bank?

Scored 8.9 / 10 by VaultCue.

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Who it suits

  • Alif Bank customers in Tajikistan managing VisaGold card activity through the app.

How Alif Bank compares

Where Alif Bank is available

Available
Tajikistan
Licence in Tajikistan
National Bank of Tajikistan, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What currency conversion fee does Alif Bank charge?+

The currency conversion fee at Alif Bank is 0.1%. (Source, checked September 26, 2026)

Which company operates Alif Bank?+

Alif Bank is operated by OJSC Alif Bank. (Source, checked September 26, 2026)

Where is Alif Bank based?+

Alif Bank is based in Tajikistan. (Source, checked September 26, 2026)

When was Alif Bank founded?+

Alif Bank was founded in 2014. (Source, checked September 26, 2026)

How can I contact Alif Bank support?+

Alif Bank offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 8 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Licence type, Deposit protection.

Related by the facts

Alif Bank

Alif Bank

Alif Bank customers in Tajikistan managing VisaGold card activity through the app.

8.9/10See alternatives