Alinma review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

Alinma offers easy-access provision for everyday balances with use shaped by package terms. It suits customers who want current money to remain reachable through a defined structure and who accept reviewing those terms carefully before choosing an account for daily needs.

Key facts

Best for
Customers wanting flexible access to current balances
Monthly fee
SAR 0↗
Transfer fee
SAR 57.50 online, SAR 86.25 from branch (Transfer to a Bank Outside KSA, incl. VAT)↗
Legal entity
Alinma Bank↗
Headquarters
Saudi Arabia↗
Founded
2006↗
Support channels
Phone, Email↗
Pricing model
No monthly fee
Official website
alinma.com

Savings

Headline rate
1.5% to 2.7%↗
Rate type
Variable↗
Minimum deposit
SAR 1↗
Access terms
Withdraw any time during the investment period, subject to package terms↗
Account kind
Easy access↗

Money transfer

Delivery time
Instant with alinma Express↗
Payout methods
Bank, Cash-pickup↗
Fee to send 1,000
SAR 57.50 to SAR 86.25↗

Facts checked September 26, 2026, 7 sources

Pros

Pros

  • Keeps everyday balances within easy-access provision shaped by package terms
  • Connects everyday money movement with Alinma Express handling
  • Organises current balances around clear customer access for daily needs
Alinma

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Who it suits

  • Customers seeking reachable everyday balances
  • Customers preferring package defined account use

Where Alinma is available

Available
Saudi Arabia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What type of accounts does Alinma cover?+

Alinma covers everyday balances through easy-access provision. Package terms shape how customers use the account. Customers who value reachable money for daily needs may find this structure aligns with their expectations.

Who is Alinma suitable for?+

Alinma suits customers who want everyday money to stay reachable. The package defined structure helps those who prefer clear terms around access. Customers should weigh daily needs against how this type of account organises balances.

What should customers check before choosing Alinma?+

Customers should review package terms that shape account use. Understanding how easy-access provision applies to everyday balances supports clear expectations. Comparing daily money habits with this structure helps customers choose with confidence.

Does Alinma charge a monthly fee?+

The monthly fee at Alinma is SAR 0. (Source, checked September 26, 2026)

Which company operates Alinma?+

Alinma is operated by Alinma Bank. (Source, checked September 26, 2026)

Where is Alinma based?+

Alinma is based in Saudi Arabia. (Source, checked September 26, 2026)

When was Alinma founded?+

Alinma was founded in 2006. (Source, checked September 26, 2026)

How can I contact Alinma support?+

Alinma offers support through Phone, Email. (Source, checked September 26, 2026)

Sources

  • alinma.com checked September 26, 2026

    Backs: Headquarters, Legal entity

    “subject to supervision of Saudi Central Bank”

  • alinma.com/en/Contact-Us checked September 26, 2026

    Backs: Support channels

    “From inside KSA: 920028000 ... Email.: info@alinma.com”

  • alinma.com/en/Prices-Finance-and-Products checked September 26, 2026

    Backs: Transfer fee, Fee to send 1,000

    “Transfer to a Bank Outside KSA | SAR 57.50 | SAR 86.25”

  • alinma.com/en/Retail/Digital-Channels/Other-Services/Alin... checked September 26, 2026

    Backs: Delivery time, Payout methods

    “Choose alinma Express for instant transfers to high-demand countries through alinma's extensive correspondent network, or use Western Union International Transfers to access 500,000 locations across...”

  • alinma.com/Prices-Finance-and-Products checked September 26, 2026

    Backs: Account kind, Headline rate, Rate type

    “Alinma savings account package: savings period in months: one month; number of withdrawals allowed per month: open”

  • alinma.com/Retail/Saving-Investment/Saving-Account checked September 26, 2026

    Backs: Access terms, Minimum deposit, Pricing model, Monthly fee

    “Possibility to withdraw at any time during the investment period according to the package terms”

  • en.wikipedia.org/wiki/Alinma_Bank checked September 26, 2026

    Backs: Founded

    “Alinma Bank is a Saudi joint stock company formed in accordance with Royal Decree No. M/15 dated 28 March 2006”

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

Alinma

Alinma

Customers wanting flexible access to current balances

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