AmanPay review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
AmanPay focuses on phone number transfers and agent cash services inside Iraq. AmanPay is a modern digital wallet that suits residents who send funds by phone number, handle cash through nearby agents and manage balances securely in Arabic, English or Kurdish.
Key facts
- Best for
- Sending funds by phone number across Iraq
- Legal entity
- AL AMAN FOR ELECTRONIC PAYMENT SERVICES LIMITED↗
- Headquarters
- Iraq↗
- Founded
- 2025↗
- Support channels
- Email, Chat, Phone↗
- Official website
- amanpay.iq
Money transfer
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Sends funds to any phone number inside Iraq from a mobile phone
- In app map finds nearby verified agents and provides directions
- Supports Arabic, English and Kurdish on iOS and Android phones
- Sends real time notifications to sender and receiver for each transfer
Cons
- Covers Iraq only, which limits use for transfers beyond national borders
- Cash deposits and withdrawals require a visit to an agent location
- Operates through mobile apps, so access depends on a compatible phone
Who it suits
- Residents of Iraq sending funds by phone number
- Speakers of Arabic, English or Kurdish managing daily balances
- People who prefer agent locations for cash needs
Who should look elsewhere
- People living outside Iraq
Safety and regulation
AmanPay protects funds with bank grade encryption, biometric authentication and a four digit PIN for every transaction. Full wallet access follows complete identity verification with a national ID. Cash handling runs through verified and trained agents, and sender and receiver receive notifications when funds move.
How AmanPay compares
Where AmanPay is available
- Available
- Iraq
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is AmanPay?+
AmanPay is a modern digital wallet for Iraq that helps residents send, receive and manage funds from a phone. It is available on iOS and Android and supports Arabic, English and Kurdish. Transfers go to phone numbers inside the country with confirmation for both sides.
Where does AmanPay operate?+
AmanPay serves users across Iraq, including major cities and regions. Transfers reach any phone number inside the country. An in app map helps locate nearby agents and provides directions for cash services.
How do transfers work?+
Users send funds to any phone number in Iraq directly from the phone. Every transfer is confirmed in real time so balances update without delay. Both sender and receiver receive notifications that record the activity.
How does cash access work?+
Cash needs are handled through a verified agent network that spans Iraq. Users can deposit or withdraw cash at an agent location after finding it on the map. All agents are identity checked and trained for cash handling.
Where is AmanPay based?+
AmanPay is based in Iraq. (Source, checked September 26, 2026)
When was AmanPay founded?+
AmanPay was founded in 2025. (Source, checked September 26, 2026)
How can I contact AmanPay support?+
AmanPay offers support through Email, Chat, Phone. (Source, checked September 26, 2026)
Sources
- play.google.com/store/apps/details checked September 26, 2026
Backs: Legal entity
“About the developer AL AMAN FOR ELECTRONIC PAYMENT SERVICES LIMITED ... Al-Kindi Street Al-Harithiya District Baghdad, بغداد 10009 Iraq”
- amanpay.iq/about checked September 26, 2026
Backs: Founded
“Amanpay Founded - Started with a vision to modernize payments in Iraq”
- amanpay.iq/contact checked September 26, 2026
Backs: Headquarters, Support channels
“Baghdad, Iraq”
- amanpay.iq/features checked September 26, 2026
Backs: Delivery time, Payout methods
“Instant P2P transfers via phone number”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee, Currencies.