Bank al Etihad digital account review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bank al Etihad digital account suits people who bank and save in Jordan and want no monthly charge with savings they can reach at any time. The current account fee is JOD 0, but currency conversion costs 3% and the savings rate is a variable 0.375%.
Key facts
Pros and cons
Pros
- The current account runs on a no monthly fee model with a monthly fee of JOD 0
- The savings account is easy access, so money can be taken out whenever you want
- Interest on the savings account is credited on a regular schedule
- Support runs on email, chat and phone, with phone and chat sitting alongside email and a help centre
Cons
- Currency conversion costs 3%, above the site median of 0.5%
- The savings rate is variable at 0.375%, well under the site median of 3%
- Opening the savings account needs a minimum deposit of JOD 100
Who it suits
- People paid in dinars who keep everyday money in Jordan
- Savers who want access to their money with no lock-in period
- Customers who want current and savings accounts from the same bank
Who should look elsewhere
- XTB, if a higher variable savings rate matters more than local banking
- Skrill, if you convert currency often and the 3% charge is the deciding cost
- AXI Card Tarjeta y Credito, if the JOD 0 monthly fee is the only thing you weigh
Rates and card terms
The savings account pays a headline rate of 0.375% and the rate type is variable, so the return can move rather than staying fixed. Money stays reachable at any time and interest is credited on a regular schedule, and opening it needs a minimum deposit of JOD 100. The current account runs on a no monthly fee model with a monthly fee of JOD 0, while currency conversion costs 3%.
The company behind it
Bank al Etihad issues the account, and the legal entity is Bank Al Etihad. It is headquartered in Jordan and was founded in 1978, so it is an established local bank rather than a new online name. It is supervised by the Central Bank of Jordan. Support runs on email, chat and phone, with phone and chat sitting alongside email and a help centre.
How Bank al Etihad digital account compares
9.1 vs 8.7
9.1 vs 8.6
9.1 vs 8.0
9.1 vs 8.9
9.1 vs 9.1
9.1 vs 9.2
9.1 vs 8.7
9.1 vs 8.7
9.1 vs 8.7
9.1 vs 9.0The monthly fee is €0, but Bank al Etihad also pays a variable 0.375% on savings and is a locally regulated bank account.
9.1 vs 8.7
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.2
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9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.9
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.4
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9.1 vs 8.2
9.1 vs 8.1- 9.1 vs 8.1
9.1 vs 8.0
9.1 vs 8.0
9.1 vs 8.0
9.1 vs 9.1
Where Bank al Etihad digital account is available
- Available
- Jordan
- Licence in Jordan
- Central Bank of Jordan, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Bank al Etihad digital account cost each month?+
The current account runs on a no monthly fee model and charges a monthly fee of JOD 0, so day to day banking carries no standing charge. The cost that matters is currency conversion at 3%, above the site median of 0.5%. Frequent conversion is where the low monthly fee stops paying.
Who regulates the bank and where is it based?+
The account sits with Bank Al Etihad, a bank based in Jordan and supervised by the Central Bank of Jordan, so it is a bank account rather than an e-money or payment institution balance. The same legal entity has operated since 1978, and help runs through email, chat and phone.
How much interest does the savings account pay?+
The savings account pays a headline rate of 0.375% and the rate type is variable, so the figure can move with the bank rather than staying fixed for a term. Across the site the median headline rate is 3%, which leaves this account at the lower end.
Can I withdraw from the savings account at any time?+
Yes. The savings account is easy access, so money can be taken out whenever you want with no lock-in period, and interest is credited on a regular schedule. Opening it needs a minimum deposit of JOD 100, above the site median of €0.11.
What does it cost to convert currency?+
Currency conversion costs 3%, well above the site median of 0.5% and the everyday account median of 0.22%. That sits outside the cheapest part of the market range, so a JOD 0 monthly fee buys little for anyone who converts often.
What kinds of account does Bank al Etihad offer here?+
The current account is no monthly fee with a monthly fee of JOD 0 and a currency conversion fee of 3%, while the savings account is easy access paying a variable 0.375%. Easy-access savings is the most common kind of account across the site listings, and this one sits in that group.
Who is this account for?+
It suits people paid in dinars who bank and save in Jordan, and savers who want to reach their money without a lock-in period. Support runs on email, chat and phone for setup questions, and the no monthly fee current account model keeps the standing charge at JOD 0.
Sources
- bankaletihad.com/en/personal/accounts/savings-account checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Rate type
“No lock-in periods. Your money stays available when life asks for it.”
- bankaletihad.com/en/who-we-are checked September 26, 2026
Backs: Support channels
“Reach out to our Contact Centre, live chat on our app, or visit one of our branches.”
- websitev3-cms-cdn.bankaletihad.com/2022/11/Annual-report-... checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Bank al Etihad is a public shareholding company incorporated in Jordan during 1978”
- websitev3-cms-cdn.bankaletihad.com/2023/12/Fees-Charges-e... checked September 26, 2026
Backs: Currency conversion fee
“Foreign exchange commission on cash withdrawal ... 3% + Visa International exchange fees”
- bankaletihad.com/en/personal/accounts checked September 26, 2026
Backs: Licences
- bankaletihad.com/en/personal/accounts/current-account checked September 26, 2026
Backs: Pricing model, Monthly fee
“No annual fees - Your account costs nothing to keep, Current account”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currencies.
Other rankings
Bank al Etihad digital account
Everyday banking in Jordan with no monthly fee and an easy-access savings pot.