Bank of America review

Transfer fees start at $0 to $45. The published schedule is a set charge for domestic wires and a higher set charge for international wires in USD. International sends made in a foreign currency carry no transfer fee, and payouts land in a bank account.

Deposits are covered under FDIC up to USD 250,000. The bank is registered in the United States as a bank under FDIC cert 25178. The contracting entity is Bank of America California, National Association, so check that name when you compare accounts.

Delivery runs to 1-5 business days international, same business day domestic. Domestic wires clear on the same business day. International wires take longer, so plan around the slower leg if the money is needed at the other end.

Foreign exchange covers 140 currencies, against a site median of 5. A wide range means more pairs you can send without leaving the banking relationship. Conversion cost sits with the $0 to $45 transfer fee.

The savings account is easy access, so withdrawals are not locked to a term. That suits short notice needs, and the site lists 76.7% of comparable accounts in the same shape.

Support runs on phone and help centre, meaning a phone line and a help centre. Across the site, 79.5% and 86.1% are the two most common channels for this kind of provider.

Bank of America combines FDIC up to USD 250,000 with 140 currencies and a bank licence. AXI Card Tarjeta y Credito and XTB hold savings under EU DGS up to EUR 100,000 and EU DGS up to EUR 100,000, while Skrill works as e money rather than a bank. Choose by licence type and currency reach.