Bank of Khartoum review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Bank of Khartoum differs from a small domestic provider because it combines Islamic retail accounts with corporate, SME and microfinance services. For residents in Sudan who want everyday banking within a long established Islamic institution, it offers branch, machine and round the clock channel access.
Key facts
- Best for
- Residents in Sudan seeking Islamic everyday accounts
- Legal entity
- Bank of Khartoum↗
- Headquarters
- Sudan↗
- Founded
- 1913↗
- Support channels
- Email, Phone↗
- Audience
- Business
- Features
- Free ATM withdrawals
- Official website
- bankofkhartoum.com
Facts checked September 29, 2026, 3 sources
Pros and cons
Pros
- Full suite of retail products alongside corporate, SME and microfinance services
- Network of over 140 branches and cash offices plus over 300 machines
- Pioneer of financial technology and alternative channels for Sudanese clients
Cons
- Branch network centred on Sudan with only two branches beyond it
- International branches in Bahrain and the UAE focus on wholesale banking
Who it suits
- Residents in Sudan seeking Islamic everyday banking
- Organisations and embassies operating in Sudan
Who should look elsewhere
- Seekers of conventional current accounts outside Islamic principles
The company behind it
Bank of Khartoum was formed in 1913 and is headquartered in Khartoum. It ranks as Sudan's oldest and largest Islamic financial institution and employs over 2600 people. Shareholding comes from the GCC and Middle East, led by Dubai Islamic Bank as largest shareholder alongside Islamic Development Bank Jeddah, Abu Dhabi Islamic Bank and Sharjah Islamic Bank.
How your money is protected
Bank of Khartoum has repeatedly maintained long term AA minus and short term A minus ratings with a Stable' outlook from Islamic International Rating Agency. It is the only financial institution in Sudan to have been delisted from the OFAC sanctions list. Its Bahrain branch is licensed by the Central Bank of Bahrain as an Islamic wholesale bank. Its United Arab Emirates branch holds a full service commercial bank licence from the CBUAE.
How Bank of Khartoum compares
Where Bank of Khartoum is available
- Available
- Sudan
- Licence in Bahrain
- Central Bank of Bahrain, checked September 29, 2026
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What products does Bank of Khartoum cover?+
Bank of Khartoum covers a full suite of retail products alongside corporate banking, cash management, treasury and SME and microfinance services. Its wholesale offer includes trade finance, deposits, syndicated loans and correspondent banking under Sharia principles.
Where does Bank of Khartoum operate?+
Bank of Khartoum is headquartered in Khartoum and runs over 140 branches and cash offices with over 300 machines across Sudan. It also operates international branches in the Kingdom of Bahrain and the United Arab Emirates.
Who owns Bank of Khartoum?+
Shareholding comes from the GCC and Middle East, with Dubai Islamic Bank as the largest shareholder. Other shareholders include Islamic Development Bank Jeddah, Abu Dhabi Islamic Bank and Sharjah Islamic Bank.
Who does Bank of Khartoum suit?+
Bank of Khartoum suits residents who want everyday banking within an Islamic financial institution. It is also used by United Nations agencies, non-governmental organizations, embassies and corporate and private sector clients.
Where is Bank of Khartoum based?+
Bank of Khartoum is based in Sudan. (Source, checked September 29, 2026)
When was Bank of Khartoum founded?+
Bank of Khartoum was founded in 1913. (Source, checked September 29, 2026)
How can I contact Bank of Khartoum support?+
Bank of Khartoum offers support through Email, Phone. (Source, checked September 29, 2026)
Sources
- bankofkhartoum.com checked September 29, 2026
Backs: Audience, Licences
“Apart from offering full Corporate Banking solutions, Cash Management, Treasury and FI, SME and Microfinance”
- bankofkhartoum.com/sudan/about-us checked September 29, 2026
Backs: Founded, Headquarters
“Bank of Khartoum, established in 1913”
- bankofkhartoum.com/sudan/personal/accounts/current-account checked September 29, 2026
Backs: Features, Support channels
“Our current account is built to keep things simple - You will receive an ATM card that allows free access to all BOK ATMs”
- bankofkhartoum.com/sudan/terms-and-conditions checked September 29, 2026
Backs: Legal entity
“Bank: Refers to Bank of Khartoum (BOK)”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee, Currencies.