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BCP Bolivia review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BCP Bolivia suits people living and working in Bolivia who want a local everyday account rather than an online challenger. The monthly fee is BOB 0 and ATM use is free, but the variable rate of 2% keeps it modest, and only 2 currencies are on offer.

Key facts

Best for
A free local everyday account in Bolivia, with savings interest paid monthly.
Monthly fee
BOB 0↗
Currencies
2↗
Transfer fee
0.50%↗
Legal entity
Banco de Crédito de Bolivia S.A.↗
Headquarters
Bolivia↗
Founded
1994↗
Support channels
Phone, Chat, Email, Help-centre↗
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
bcp.com.bo

Savings

Headline rate
2%↗
Rate type
Variable↗
Minimum deposit
BOB 0↗
Access terms
Cuenta Millonaria: unlimited transactions at ATMs, mobile banking, agents and branches; interest capitalised monthly on average balances↗
Account kind
Easy access↗

Money transfer

Delivery time
Minutes↗
Payout methods
Bank, Cash-pickup↗
Fee to send 1,000
BOB 64↗

Facts checked September 26, 2026, 9 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaXLinkedInTrustpilot

Pros and cons

Pros

  • No monthly charge on the current account, at BOB 0
  • ATM withdrawals are free, with unlimited transactions on the Cuenta Millonaria
  • Interest is capitalised monthly on average balances, at a variable rate of 2%
  • Support runs through phone, chat and email

Cons

  • Only 2 currencies are supported, below the site median of 5
  • Local transfers cost 0.50%, or BOB 64
  • The rate is variable, and sits under the site median of 3%
BCP Bolivia

Ready to try BCP Bolivia?

Scored 9.2 / 10 by VaultCue.

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Who it suits

  • Bolivian residents who need a low-cost everyday account for local banking
  • People who want savings interest credited monthly without locking funds away
  • Customers who prefer branch, agent and ATM access alongside mobile banking

Who should look elsewhere

  • PayPal Colombia, if you need a wider currency spread and a digital wallet rather than a local account
  • Skrill, if you want to hold and send money in several currencies from one balance
  • eToro, if your priority is market and trading access rather than local deposit accounts

How BCP Bolivia compares

Where BCP Bolivia is available

Available
Bolivia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does BCP Bolivia charge a monthly fee?+

No monthly charge applies to the current account, at BOB 0. The Cuenta Millonaria savings account carries unlimited transactions at ATMs, agents, mobile banking and branches, so everyday use does not eat into the balance.

What interest do I earn, and can it change?+

The rate is variable and currently 2%. Interest is capitalised monthly on average balances, which means the amount paid each month follows the balance you keep rather than a fixed term commitment.

What is the minimum deposit?+

The minimum deposit is BOB 0, so the account can be opened without tying up money. Access is easy-access rather than fixed term, which keeps withdrawals flexible.

How many currencies can I hold?+

The account supports 2 currencies. That is a narrow spread for anyone earning or spending across several markets, and it sits well below the site median of 5.

What does it cost to send money locally?+

Local transfers carry a fee of 0.50%, or BOB 64. The percentage component means larger payments cost proportionally more, so frequent transfers add up quickly.

How fast are remittances delivered?+

Remittance delivery takes Minutes. Payouts reach recipients through a bank account or cash pickup, which suits senders who want flexible collection.

How can I get help?+

Support is available through phone, chat and email. Phone and chat suit quick questions, while the help centre and email work better for written records.

Is the money protected?+

BCP Bolivia runs as Banco de Crédito de Bolivia S.A., a bank entity. Deposit protection terms are not set out in the published material, so check the scheme's coverage with the bank before holding a large balance.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

BCP Bolivia

BCP Bolivia

A free local everyday account in Bolivia, with savings interest paid monthly.

9.2/10See alternatives