BCP review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
BCP centres on personal solutions alongside options for pymes and empresas, with credit, loan and protection choices in one place. It suits people who want mobile operations from different locations linked to practical learning articles and clear guidance on access codes and digital tokens.
Key facts
Savings
- Minimum deposit
- PEN 1↗
- Access terms
- Immediate deposits and withdrawals in the Warda savings app, via mobile banking or Yape↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 3 sources
Apps and profiles
Pros and cons
Pros
- Covers personal solutions alongside options for pymes and empresas
- Provides mobile banking application for operations from different locations
- Includes learning articles that support better money management
- Offers card protection insurance that helps care for money
Cons
- Range stays around listed credit, loan and protection options
- Access leans on mobile tools such as access codes and tokens
Who it suits
- People organising personal financial plans
- People managing operations from different locations
Who should look elsewhere
- People wanting support beyond self-help explanations and FAQs
How BCP compares
Where BCP is available
- Available
- Peru
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does BCP offer for everyday banking?+
BCP presents personal financial solutions alongside solutions for pymes and empresas. It supports daily operations from different locations through its mobile banking application. Card, loan and protection options sit within the same banking relationship.
Who can use BCP?+
BCP acts as a partner for plans through ViaBCP. Its service centres on personal needs alongside options for pymes and empresas. Mobile access supports operations from different locations without depending on one physical point.
How does mobile access work with BCP?+
BCP provides a mobile banking application that supports operations from different locations. Guidance explains access codes and digital tokens for secure use. Savings activity connects with mobile banking within the same digital experience.
Which customers does BCP address?+
BCP serves people who organise personal financial plans and daily needs. It also addresses pymes and empresas that require dedicated banking support. Learning articles and certification support stronger understanding of money management.
Does BCP charge a monthly fee?+
The monthly fee at BCP is PEN 0. (Source, checked September 26, 2026)
Which company operates BCP?+
BCP is operated by BANCO DE CREDITO DEL PERU S.A.. (Source, checked September 26, 2026)
Where is BCP based?+
BCP is based in Peru. (Source, checked September 26, 2026)
When was BCP founded?+
BCP was founded in 1889. (Source, checked September 26, 2026)
How can I contact BCP support?+
BCP offers support through Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- elpopular.pe/actualidad/consultas-y-tramites/2023/05/03/b... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
- es.wikipedia.org/wiki/Banco_de_Cr%C3%A9dito_del_Per%C3%BA checked September 26, 2026
Backs: Founded, Pricing model, Monthly fee
- viabcp.com checked September 26, 2026
Backs: Audience, Headquarters, Legal entity, Support channels
“Personas / PyMES / Empresas”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.