Bereke Bank review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

Bereke Bank centres on fixed deposits with a fixed rate approach for funds held apart over time. For planners who value clear structure, it provides a defined fixed holding with set access terms to review carefully before choosing a suitable place for planned funds.

Key facts

Best for
Readers seeking fixed deposits with defined structure
Currencies
7↗
Transfer fee
SWIFT outgoing: 0.3% of the amount (min 4,000 KZT in app); 0.35% in branch (min 15,000 KZT)↗
Legal entity
Bereke Bank JSC (Lesha Bank LLC (Public))↗
Headquarters
Kazakhstan↗
Founded
1993↗
Support channels
Phone, Email, Chat, Help-centre↗
Pricing model
Fixed rate
Official website
berekebank.kz

Savings

Headline rate
18.01%↗
Rate type
Fixed↗
Term
3 to 24 months↗
Minimum deposit
KZT 5,000↗
Access terms
Term deposit of 3, 6, 12 or 24 months; no top-ups or partial withdrawal; early closure allowed with interest recalculated at 0% after 7 days; commission-free withdrawal from day 15↗
Account kind
Fixed↗

Money transfer

Delivery time
SWIFT: up to 3 business days; funds credited to the account within 1-3 business days↗
Payout methods
Bank, Cash-pickup↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store

Pros

Pros

  • Fixed deposit structure for funds held apart with clear expectations
  • Fixed rate approach that keeps expectations steady through holding period
Bereke Bank

Ready to try Bereke Bank?

Who it suits

  • Planners who value a fixed structure
  • People seeking a defined holding for planned funds

Where Bereke Bank is available

Available
Kazakhstan

Countries from its affiliate programme (Source)

Frequently asked questions

What products does Bereke Bank cover?+

Bereke Bank covers fixed deposits held apart for a defined period with a fixed rate approach. The holding keeps planned funds separate within a clear structure. People can weigh that format against more flexible ways of organising money.

How does its fixed deposit structure work in plain terms?+

The account uses a fixed structure that holds funds apart under defined access terms. The rate approach remains fixed through the holding period for steady expectations. Reviewing access terms helps confirm whether this format matches planned needs.

Who might consider this option when comparing accounts?+

This option may appeal to planners who value order and a defined holding for funds set aside. It suits people who prefer steady expectations over flexibility. Checking access arrangements helps confirm the choice before deciding.

Which company operates Bereke Bank?+

Bereke Bank is operated by Bereke Bank JSC (Lesha Bank LLC (Public)). (Source, checked September 26, 2026)

Where is Bereke Bank based?+

Bereke Bank is based in Kazakhstan. (Source, checked September 26, 2026)

When was Bereke Bank founded?+

Bereke Bank was founded in 1993. (Source, checked September 26, 2026)

How can I contact Bereke Bank support?+

Bereke Bank offers support through Phone, Email, Chat, Help-centre. (Source, checked September 26, 2026)

Sources

  • berekebank.kz checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “© 2026 «Bereke Bank» АҚ (Lesha Bank LLC (Public) ЕБ)”

  • berekebank.kz/kz/personal/deposits checked September 26, 2026

    Backs: Account kind

    “Bereke deposit - maximum rate 18,01% APY, term 6 months, minimum amount 5 000 ₸”

  • berekebank.kz/kz/personal/deposits/bereke checked September 26, 2026

    Backs: Access terms, Headline rate, Minimum deposit, Pricing model, Rate type, Term

    “Additional deposits: not provided; partial withdrawal: not provided; early termination: provided, interest recalculated at 0%; funds can be withdrawn commission-free 15 days after opening”

  • berekebank.kz/kz/personal/fx_currency_exchange checked September 26, 2026

    Backs: Currencies

    “Currently operations can be made in the following currencies: USD, EUR, RUB, CNY, GBP, CHF, AED and cross rates for these currencies”

  • berekebank.kz/kz/personal/transfers checked September 26, 2026

    Backs: Payout methods

    “SWIFT system to any point in the world; Zolotaya Korona: 50,000+ payment points worldwide”

  • berekebank.kz/kz/personal/transfers/swift checked September 26, 2026

    Backs: Delivery time, Transfer fee

    “SWIFT transfers: funds are credited to the account within 1-3 business days”

  • en.wikipedia.org/wiki/Bereke_Bank checked September 26, 2026

    Backs: Founded

    “Founded 1993; TexaKaBank was established on 19 March 1993 as a joint Kazakh-American bank”

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.

Bereke Bank

Bereke Bank

Readers seeking fixed deposits with defined structure

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