BMOI Groupe BCP Tohivakana review

Updated October 12, 2026 · VaultCue Editorial Team

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Our verdict

BMOI Groupe BCP Tohivakana offers easy-access everyday accounts built around a compte a vue linked to a compte epargne. For people who handle daily spending alongside a separate savings pot, it keeps both purposes inside one clear local everyday setup.

Key facts

Best for
Saving that stays available alongside everyday use
Monthly fee
MGA 0↗
Legal entity
BANQUE MALGACHE DE L'OCEAN INDIEN (BMOI)↗
Headquarters
Madagascar↗
Founded
1988 to 1989↗
Support channels
Email, Phone, Help-centre↗
Pricing model
No monthly fee
Official website
bmoi.mg

Savings

Headline rate
2.5% to 2.75%↗
Access terms
Compte epargne: available at any time, membership conditional on opening a compte a vue, remote management via BMOINET and BMOI Pocket↗
Account kind
Easy access↗

Facts checked September 26, 2026, 5 sources

Pros

Pros

  • Help is offered through email, phone and a dedicated help centre.
  • Everyday balances sit in an easy-access structure suited to regular use.
BMOI Groupe BCP Tohivakana

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Who it suits

  • Savers pairing daily spending with a separate pot
  • Planners favouring straightforward everyday money habits

Where BMOI Groupe BCP Tohivakana is available

Available
Madagascar

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What accounts does BMOI Groupe BCP Tohivakana cover?+

The range centres on a compte a vue joined to a compte epargne for everyday and savings needs. Opening the compte a vue comes first, since savings membership follows from that everyday account.

What does easy access mean for the savings side?+

The savings side is easy-access, so funds remain available at any time rather than locked away. That design supports people who want to set money aside yet keep it reachable for everyday plans.

How does online access work for these accounts?+

Remote management runs through BMOINET and BMOI Pocket for everyday oversight. The setup links the compte a vue with the compte epargne in one routine. That pairing keeps daily spending and savings balances visible together for regular planning.

Does BMOI Groupe BCP Tohivakana charge a monthly fee?+

The monthly fee at BMOI Groupe BCP Tohivakana is MGA 0. (Source, checked September 26, 2026)

Which company operates BMOI Groupe BCP Tohivakana?+

BMOI Groupe BCP Tohivakana is operated by BANQUE MALGACHE DE L'OCEAN INDIEN (BMOI). (Source, checked September 26, 2026)

Where is BMOI Groupe BCP Tohivakana based?+

BMOI Groupe BCP Tohivakana is based in Madagascar. (Source, checked September 26, 2026)

When was BMOI Groupe BCP Tohivakana founded?+

BMOI Groupe BCP Tohivakana was founded in 1988 to 1989. (Source, checked September 26, 2026)

How can I contact BMOI Groupe BCP Tohivakana support?+

BMOI Groupe BCP Tohivakana offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

BMOI Groupe BCP Tohivakana

BMOI Groupe BCP Tohivakana

Saving that stays available alongside everyday use

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