Brubank review

The monthly fee is ARS 0, and the account model is no monthly fee. Nothing is taken out of the balance each month, so the ongoing cost is nil. The account is digital only, so the app is where you check and pay.

The headline rate is 13.5% to 18.39% and the rate type is fixed, which is the part that sets Brubank apart from accounts paying a variable rate. The account kind is fixed. You know what the deposit earns for its whole term, and the figure is set when you create it.

Terms run 1 to 12, so you pick how long the money stays put. Once a deposit is created the rate and the amount cannot be changed, so the choice has to be right the first time. There is no automatic renewal, and principal plus interest is credited to the savings account on the end date.

The minimum deposit is ARS 500, which is the floor for opening a term deposit. Anything above that is yours to choose, but the sum is locked in when the deposit is created and cannot be changed later. Brubank lists the account kind as fixed, and the everyday account has a monthly fee of ARS 0.

The transfer fee is 0 ARS, and delivery is Same day; up to 72 business hours for the United States. Money going out is not held up on the standard route, which matters if you pay suppliers or family abroad. Remittance payouts run to a bank account, the bank option listed.

Brubank lists 2 currencies, which is narrow for anyone holding several balances. The provider is Brubank S.A.U, based in Argentina. Currency count is the first thing to check if you earn or spend abroad, and it is low here.

Support runs on chat and help centre, so questions are handled in the app through chat or through the help centre. The account is digital only, which fits that channel set. With a monthly fee of ARS 0, the service costs nothing to keep open, but the help you get is limited to the channels Brubank lists.