Capitalo review
Updated October 12, 2026 · VaultCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
For people in Germany interested in day-to-day savings and fixed term deposits, Capitalo is a finance portal applying Capitalo Score with fixed criteria per product type. It spans loans, cards, current accounts and brokerages with date stamped conditions for clear orientation.
Key facts
- Best for
- People in Germany seeking savings and fixed deposits
- Monthly fee
- €0↗
- Legal entity
- Capitalo Finanzservices GmbH↗
- Headquarters
- Germany↗
- Founded
- 2014↗
- Support channels
- Email, Phone↗
- Pricing model
- No monthly fee
- Official website
- capitalo.de
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Elsewhere
- WikidataLinkedInxing.comfacebook.com
Pros and cons
Pros
- Serves as a finance portal for Germany covering loans, cards, deposits and accounts.
- Applies Capitalo Score with fixed criteria for each product type.
- Covers more than 500 finance products across several product groups.
Cons
- Acts as a portal rather than a bank that holds deposits itself.
- Focuses on the German market rather than offering worldwide coverage.
Who it suits
- People in Germany interested in day-to-day savings
- Individuals seeking longer term options alongside everyday accounts
Who should look elsewhere
- People seeking a bank that directly holds deposits
How Capitalo compares
Where Capitalo is available
- Available
- Austria, Germany, Switzerland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does Capitalo cover?+
Capitalo covers day-to-day and fixed term deposits, loans, credit cards, current and business accounts, brokerages and crypto exchanges. Each product group follows uniform criteria defined for that type. Regular updates keep the range aligned with products from banks and providers.
Where does Capitalo apply?+
The comparison applies to Germany and reflects banks and providers active in that market. Product groups address German current accounts, savings needs and related finance products. Date stamped conditions help orientation within that national scope.
How does Capitalo evaluate products?+
An editorial team evaluates each product through Capitalo Score, a standardised system with fixed criteria per product type. The method supports transparent assessments that remain independent of provider influence. The same logic applies across deposits, loans, cards and accounts.
How current do details remain?+
Conditions carry a date showing their status at the time of display. Changes and new conditions enter the system as soon as details become available. The date stamp allows orientation on whether details remain timely for decisions.
Does Capitalo charge a monthly fee?+
The monthly fee at Capitalo is €0. (Source, checked September 26, 2026)
Which company operates Capitalo?+
Capitalo is operated by Capitalo Finanzservices GmbH. (Source, checked September 26, 2026)
Where is Capitalo based?+
Capitalo is based in Germany. (Source, checked September 26, 2026)
When was Capitalo founded?+
Capitalo was founded in 2014. (Source, checked September 26, 2026)
How can I contact Capitalo support?+
Capitalo offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- capitalo.de checked September 26, 2026
Backs: Pricing model, Monthly fee
- capitalo.de/impressum checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Capitalo Finanzservices GmbH, Zeisigweg 2A, 56170 Bendorf, Deutschland”
- capitalo.de/unternehmen checked September 26, 2026
Backs: Founded
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.