Caribbean Union Bank review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Caribbean Union Bank mixes everyday personal banking with clear business services, so personal users share the range with traders. You get tailored loans, goal based savings, card access to cash and hands on guidance plus till payment tools for firms.
Key facts
- Best for
- Everyday banking with personal guidance and business tools
- Monthly fee
- EC$35↗
- Transfer fee
- Certain transfer fees apply per transfer request↗
- Legal entity
- Caribbean Union Bank Ltd.↗
- Headquarters
- Antigua and Barbuda↗
- Founded
- 2005↗
- Support channels
- Email, Phone, Help-centre↗
- Audience
- Business
- Pricing model
- No monthly fee
- Official website
- caribbeanunionbank.com
Savings
Money transfer
- Payout methods
- Bank↗
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- Loan products tailored around individual borrowing needs and goals
- Savings support for retirement planning and home deposit goals
- Card access to cash for routine daily spending needs
- Relationship associates offering guidance on time and money goals
Cons
- Business financing and point of sale focus sits alongside personal products
- Savings approach is framed around retirement and property deposits only
Who it suits
- People building retirement savings or a home deposit fund
- Small traders who want financing and till payment tools
- Card users who want steady access to cash
Who should look elsewhere
- People seeking a purely personal current account
- People wanting a specialist savings provider
How Caribbean Union Bank compares
Where Caribbean Union Bank is available
- Available
- Antigua and Barbuda
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does Caribbean Union Bank cover?+
Caribbean Union Bank covers loans shaped to personal needs, savings for later life goals, cards for cash access and business financing. You can use the range for daily money needs alongside borrowing and saving. Business payment tools sit within the same offer.
What can you save for with Caribbean Union Bank?+
The savings side is framed around building funds for retirement or for a home deposit. You set a longer term goal and put money aside over time. Guidance is offered to help you stay organised.
What business support does Caribbean Union Bank offer?+
Business customers can use financing designed for smaller firms and tools for taking payments. Wireless terminals help you accept till payments with less hassle. A relationship associate can discuss plans and next steps.
Does Caribbean Union Bank charge a monthly fee?+
The monthly fee at Caribbean Union Bank is EC$35. (Source, checked September 26, 2026)
Which company operates Caribbean Union Bank?+
Caribbean Union Bank is operated by Caribbean Union Bank Ltd.. (Source, checked September 26, 2026)
Where is Caribbean Union Bank based?+
Caribbean Union Bank is based in Antigua and Barbuda. (Source, checked September 26, 2026)
When was Caribbean Union Bank founded?+
Caribbean Union Bank was founded in 2005. (Source, checked September 26, 2026)
Sources
- caribbeanunionbank.com checked September 26, 2026
Backs: Audience
“BUSINESS Solutions - Affordable Business Financing ... Caribbean Union Bank offers Wireless Terminals to make Point Of Sale Transactions a breeze.”
- caribbeanunionbank.com/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“Caribbean Union Bank Headquarters Friars Hill Road P.O. Box W2010 St. John's Antigua”
- caribbeanunionbank.com/cub-profile checked September 26, 2026
Backs: Founded, Legal entity
“Caribbean Union Bank, founded on December 9, 2005, is an indigenous commercial bank”
- caribbeanunionbank.com/personal/personal-accounts/current... checked September 26, 2026
Backs: Monthly fee
“Priority Chequing Account ... Monthly Service Charge $35.00”
- caribbeanunionbank.com/personal/personal-accounts/savings... checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type
“With the Caribbean Union Bank Priority or Prestige savings accounts, you enjoy free online and internet banking and All ATM transactions”
- caribbeanunionbank.com/products checked September 26, 2026
Backs: Payout methods, Transfer fee
“Information required for International Wire Transfers: Receiving Bank Name, SWIFT Code or Routing Number (if available), IBAN (generally for Euro payments)”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.