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Chargily Wallet review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Chargily Wallet charges a monthly fee of DZD 0, and transfers carry 0 DZD service fee, with a delivery time of Instant. It suits people who hold a local balance and want the conversion fee kept at 0%, but a single currency leaves little room for anyone who travels or saves abroad.

Key facts

Best for
People in DZ who want a fee-free everyday account and a Instant transfer with no service charge.
Monthly fee
DZD 0↗
Currency conversion fee
0%↗
Currencies
1↗
Transfer fee
0 DZD service fee↗
Headquarters
Algeria↗
Founded
2015↗
Support channels
Phone, Email, Help-centre↗
Pricing model
No monthly fee
Official website
chargily.com

Money transfer

Delivery time
Instant↗
Fee to send 1,000
DZD 0↗

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
Google Play
Elsewhere
XLinkedIn

Pros and cons

Pros

  • No monthly charge: the monthly fee is DZD 0.
  • Transfers carry 0 DZD service fee and delivery is Instant.
  • A currency conversion fee of 0%, where the site median for the same measure is 0.5%.
  • Support runs on phone, email and help centre.

Cons

  • A single currency, 1, so there is no second currency to hold or convert into.
  • Currency breadth ranks 338 of 379 brands, which leaves a narrow account for anyone handling money outside the local market.

Ready to try Chargily Wallet?

Scored 8.9 / 10 by VaultCue.

See alternatives

Who it suits

  • People in DZ who mostly deal in the local currency.
  • Businesses and freelancers collecting payments who want a Instant transfer with no service charge.
  • Anyone opening a low-cost everyday account, since the monthly fee is DZD 0.

Who should look elsewhere

  • Travellers and expats who need several currencies, since Chargily Wallet holds 1 currency.
  • Readers who weigh currency range first: XTB also charges €0 a month, so breadth is the only reason to move.
  • Anyone set on a card-led account: AXI Card charges €0 a month, so decide on currency range and transfers.

How Chargily Wallet compares

Where Chargily Wallet is available

Available
Algeria

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep the wallet open?+

The monthly fee is DZD 0, and the account model is listed as no monthly fee, so keeping it open costs nothing. Transfers carry 0 DZD service fee and the currency conversion fee is 0%. Support runs on phone, email and help centre for anyone who needs a hand setting up.

Which currencies can I hold?+

The wallet supports 1 currency, so it is a single market rather than a multi-currency account. The everyday-account group median is 9 currencies, and Chargily Wallet ranks 338 of 379 brands on that measure.

What does a transfer cost and how fast is it?+

Delivery is Instant and the service fee on a transfer is 0 DZD service fee, so a payment lands without a per transfer charge. That suits a business collecting money that needs to move through the day.

How do I get help?+

Support runs on phone, email and help centre, so a question can go out by phone or by email or be looked up in the help centre. Chargily Wallet was founded in 2015 and is based in Algeria.

Is the currency conversion fee really free?+

The currency conversion fee is 0%, and the site rank on that measure is 1. The median for the same measure across the site is 0.5%. With 1 currency supported, conversion is a rare need rather than a reason to open the account.

Who is the wallet built for?+

Chargily Wallet is built for a local market: it is based in Algeria, was founded in 2015 and holds 1 currency. Business is the largest audience group on the site, at 56.5%, which fits a wallet aimed at collecting and sending payments at home.

How does the cost compare with XTB and Skrill?+

Chargily Wallet charges DZD 0 a month and 0% on currency conversion. XTB lists a monthly fee of €0 and Skrill €0, so cost alone does not separate them. Delivery time and currency range are the deciding factors.

Where do the cost and offer scores sit?+

The overall score is 4.9. Cost is the stronger part at 8, on the monthly fee of DZD 0 and the 0% conversion fee. The offer part sits at 0.6, in line with a single currency, 1.

Sources

  • chargily.com/app/help checked September 26, 2026

    Backs: Support channels

    “Call or WhatsApp +213 669 646 315 Available 24/7 ... Send us an email support@chargily.com”

  • chargily.com/app/pricing checked September 26, 2026

    Backs: Currencies, Currency conversion fee, Pricing model, Monthly fee, Transfer fee, Fee to send 1,000

    “We partner with the best providers to bring you faire rates across all digital services in Algeria. ... Bill payment 1,200 DZD”

  • chargily.com/app/wallet checked September 26, 2026

    Backs: Delivery time

    “All transactions are completed instantly, without the need to re-enter your card details.”

  • chargily.com/company checked September 26, 2026

    Backs: Founded, Headquarters

    “2015 Founded as Nessplus Telecom - the beginning of our journey in the telecom sector. 2019 Became Chargily, entering fintech and e-payments”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

Chargily Wallet

People in DZ who want a fee-free everyday account and a Instant transfer with no service charge.

8.9/10See alternatives