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Daviplata review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Daviplata suits expats and small businesses in Colombia who want one app for everyday banking and remittances, with a monthly fee of COP 0 and a currency conversion fee of 0%. Transfers land immediate, within minutes, and money comes out to a bank account, cash pickup or wallet.

Key facts

Best for
A no charge digital account in Colombia for expats and small businesses that also send remittances.
Monthly fee
COP 0↗
Currency conversion fee
0%↗
Currencies
2↗
Free ATM withdrawals
COP 0↗
Transfer fee
COP 0 for consumer transfers; up to COP 3,170 + IVA per transfer for business transfers via Portal Empresarial and Pyme↗
Legal entity
Banco Davivienda S.A.↗
Headquarters
Colombia↗
Support channels
Help-centre↗
Audience
Expats, Business
Pricing model
No monthly fee
Features
Digital-only, Free ATM withdrawals
Official website
daviplata.com

Money transfer

Delivery time
immediate, within minutes↗
Payout methods
Bank, Cash-pickup, Wallet↗
Fee to send 1,000
COP 0↗

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXappgallery.huawei.com

Pros and cons

Pros

  • The monthly fee is COP 0, and consumer transfers cost nothing.
  • A currency conversion fee of 0%, the lowest of the 312 brands compared.
  • Remittances arrive immediate, within minutes, and payouts reach a bank account, cash pickup or wallet.
  • A digital-only app with free ATM withdrawals, allowance COP 0.

Cons

  • Support runs on help centre only.
  • Only 2 currencies are covered, so anyone trading in more may look at Skrill or Plazo ES.
  • Business transfers through Portal Empresarial and Pyme carry a fee per transfer plus IVA, unlike consumer transfers at COP 0.
Daviplata

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Scored 9.1 / 10 by VaultCue.

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Who it suits

  • Expats in Colombia who want a local account and a remittance wallet in the same app.
  • Small businesses that pay and receive through consumer and business transfer routes.
  • Readers who want free ATM access and no monthly charge, since the account fee is COP 0.

Who should look elsewhere

  • Plazo ES, if you are paid in euros: its monthly fee is €0, and the 2 currencies Daviplata holds may not match your income.
  • PayPal Colombia, if a wallet is enough: its monthly fee is $0, while Daviplata adds a bank account and free ATM withdrawals.
  • Skrill, if you hold more currencies than the 2 Daviplata covers; its monthly fee is €0, so currency range is the only reason to move.

Fees and currency costs

Costs are low across the everyday account: the monthly fee is COP 0 and the currency conversion fee is 0%, so holding pesos and converting costs nothing. Consumer transfers are free. Business transfers through Portal Empresarial and Pyme are not: they carry a fee per transfer plus IVA, which is where a small business pays more than a personal user.

Who runs it

Daviplata comes from Banco Davivienda S.A., a bank group based in Colombia, so the balance sits with a bank rather than a standalone app. That matters for readers who want the account to feel like a bank account rather than a wallet. Support is narrower in comparison: help centre is the only channel listed, so questions are answered through self-service content.

How Daviplata compares

Where Daviplata is available

Available
Colombia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep a Daviplata account?+

The monthly fee is COP 0, so keeping the account open costs nothing. Consumer transfers are free on the same schedule. Charges appear on the business side: transfers made through Portal Empresarial and Pyme carry a fee per transfer plus IVA, which is the line to read if you pay suppliers through the app.

Does Daviplata charge for currency conversion?+

The currency conversion fee is 0%, the lowest of the 312 brands compared on that measure. It matters most for expats who receive or hold money in another currency. The account covers 2 currencies, so pairs outside that list need another route.

How quickly does a remittance arrive?+

Delivery is immediate, within minutes, so money sent from the app lands without a long wait. Payouts can go to a bank account, be collected as cash or land in a wallet, which lets a recipient pick what works locally. The same speed applies to business payments, though the fee is different there.

How do I get money out of a Daviplata account?+

Payout methods run to bank, cash pickup and wallet, so a transfer can reach a bank account, be collected as cash or land in a wallet. That matters for remittances, where the person receiving the money may have no local account. Withdrawals run through a digital-only app, with free ATM use under the COP 0 allowance.

Is Daviplata a branch bank or an app?+

It is an app rather than a branch counter. The account is digital-only with free ATM access, both listed under digital only and free atm, so you open and manage everything in the app. The service comes from Banco Davivienda S.A. in Colombia, a bank group, which is a different footing from a wallet provider.

How do I reach Daviplata support?+

Support runs on help centre, so answers come from written help content rather than a phone line or live chat. That suits readers who can look up a fee or a limit themselves. For anything account specific, the app is where you check balances and the transfer limits that apply to you.

How many currencies can a Daviplata account hold?+

The account covers 2 currencies, which is narrow for anyone living across several markets. For peso use it covers everyday spending and remittances, and the conversion fee is 0%. Holding more currencies at once is the case for a multi-currency wallet instead.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

Daviplata

Daviplata

A no charge digital account in Colombia for expats and small businesses that also send remittances.

9.1/10See alternatives