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Dinarak review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Dinarak is a Jordanian e-wallet with no monthly charge, JOD 0, aimed at businesses and travellers who collect and pay inside Jordan. Transfers settle Instant and the highest tier of fees to other wallets and banks is JOD 0.25, but the wallet holds 1 currency and stays inside the country.

Key facts

Best for
Everyday payments for businesses and travellers working inside Jordan, with no monthly charge.
Monthly fee
JOD 0↗
Currencies
1↗
Transfer fee
CliQ: free Dinarak-to-Dinarak; JOD 0.10 (<5), 0.15 (5-20), 0.25 (20-1000) to other wallets/banks↗
Legal entity
Integrated Mobile Payment Services Company↗
Headquarters
Jordan↗
Founded
2016↗
Support channels
Email, Phone, Help-centre↗
Audience
Business, Travelers
Pricing model
No monthly fee
Official website
dinarak.com

Money transfer

Delivery time
Instant↗
Payout methods
Bank, Wallet, Cash-pickup, Card↗
Fee to send 1,000
JOD 0.25↗

Savings

Access terms
E-wallet opened free within minutes with only a smartphone and personal ID; funds withdrawable at any time through Dinarak agents, branches and supported ATMs; wallet deemed dormant after 1 calendar year with no financial transactions, when a 2 JOD monthly dormant fee applies; all transfers in Jordanian Dinars and limited to transactions within Jordan↗
Account kind
Easy access↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInX

Pros and cons

Pros

  • No monthly charge, with the monthly fee at JOD 0.
  • CliQ transfers between Dinarak wallets are free, while the highest tier to other wallets and banks is JOD 0.25.
  • Transfers are Instant, and money can be taken out through agents, branches and supported ATMs at any time.
  • Support runs on email, phone and help centre, and payouts reach bank, wallet and cash pickup.

Cons

  • Every transfer runs in Jordanian Dinars and is limited to transactions within Jordan, and the currency count is 1.
  • Support runs on email, phone and help centre only.
  • A dormant wallet attracts a monthly dormant fee after a period of inactivity, as set out in the access terms.
Dinarak

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Scored 8.5 / 10 by VaultCue.

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Who it suits

  • Businesses collecting and paying inside Jordan, since the wallet is aimed at business and travelers and pays out to bank, wallet and cash pickup.
  • Travellers who want an account opened in minutes from a smartphone and personal ID, with Instant transfers.
  • Customers who want an easy access account and no monthly charge, since the monthly fee is JOD 0.

Who should look elsewhere

  • People paying suppliers or family outside Jordan, because every transfer is limited to transactions within Jordan; PayPal Colombia is one of the listed alternatives to compare instead.
  • Readers who want a fee-free account in a different market, since Dinarak's monthly fee of JOD 0 covers a single market and Plazo ES is listed at €0.
  • Anyone holding more than a single currency, since 1 is all the wallet covers; Skrill is the listed alternative to compare.

Fees and currency costs

The wallet carries no monthly charge, with the monthly fee at JOD 0. CliQ transfers between Dinarak wallets are free, while sends to other wallets and banks are tiered by amount, with the highest tier at JOD 0.25. Currency costs do not widen the picture, since transfers run in Jordanian Dinars only, and a dormant wallet attracts a monthly dormant fee after a period of inactivity.

How Dinarak compares

Where Dinarak is available

Available
Jordan
Licence in Jordan
Central Bank of Jordan, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does a Dinarak account cost to keep?+

There is no monthly charge to open or hold the wallet, with the monthly fee at JOD 0. The one ongoing cost to watch is a dormant fee, which applies after a period of inactivity on the wallet, so regular use keeps that charge away. Individual transfers add their own tiered cost.

What do transfers cost?+

CliQ transfers from one Dinarak wallet to another are free. Sends to other wallets and banks are tiered by amount, and the highest tier is JOD 0.25. Transfers are Instant within Jordan, so what a payment costs comes down to whether the receiving side is another Dinarak wallet or a different provider.

Who regulates Dinarak?+

Dinarak is regulated by the Central Bank of Jordan, and the wallet is operated by Integrated Mobile Payment Services Company. It is an e-wallet opened from a smartphone and personal ID rather than a branch account, so anyone weighing what happens to a balance should read the access terms on withdrawals, dormancy and domestic transfers.

How do I open an account and start paying?+

Opening is quick: a smartphone and personal ID are enough, and the e-wallet is set up free within minutes. The account kind is easy access, and once it is open, transfers move Instant while money can be withdrawn whenever the holder wants through Dinarak agents, branches and supported ATMs.

How do I get my money out?+

Funds are withdrawable at any time through Dinarak agents, branches and supported ATMs, so cash access does not hinge on a branch relationship. Payout options also cover bank, wallet and cash pickup, which lets a balance go to a bank account, another wallet, a cash pickup or a card rather than to cash in hand alone.

Which currencies and countries does Dinarak cover?+

Dinarak covers a single market, with 1 currency. Every transfer runs in Jordanian Dinars and is limited to transactions within Jordan, so the wallet is built for domestic payments rather than for holding a spread of currencies or paying recipients in other countries, where a multi-currency wallet would suit better.

Who is a Dinarak account built for?+

Dinarak is aimed at business and travelers, so it fits businesses collecting and paying inside Jordan as well as travellers who want an account that opens fast. The account kind is easy access, the monthly fee is JOD 0, and help runs on email, phone and help centre for questions along the way.

Sources

  • dinarak.com checked September 26, 2026

    Backs: Headquarters, Payout methods

    “Company Headquarters: Mecca Street - Amman - Jordan”

  • dinarak.com/en/about checked September 26, 2026

    Backs: Founded, Licences

    “Since our launch in 2016, we have been leading the digital transformation in Jordan”

  • dinarak.com/en/individuals checked September 26, 2026

    Backs: Access terms, Account kind, Audience, Delivery time

    “Open your digital wallet for free within minutes, using only your smartphone and personal ID”

  • dinarak.com/en/limits checked September 26, 2026

    Backs: Pricing model, Monthly fee, Transfer fee, Fee to send 1,000

    “Open Dinarak Wallet | Free”

  • dinarak.com/en/support checked September 26, 2026

    Backs: Support channels

    “Customer Support: info@dinarak.com; 00962795087460; Help & Support Center”

  • dinarak.com/en/terms checked September 26, 2026

    Backs: Currencies, Legal entity

    “All transfers executed through the Services shall be denominated in Jordanian Dinars”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

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