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easybank review

Updated October 14, 2026 · VaultCue Editorial Team

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Our verdict

easybank’s Austrian easy gratis current account comes with an easy karte Debit Mastercard. Its app supports card blocking, limit changes and expense management, and the card can be registered for Apple Pay and Google Pay.

Key facts

Best for
Austrian customers comparing current-account card controls and mobile-wallet registration.
Monthly fee
€0↗
Deposit protection
EU DGS up to EUR 100,000↗
Local account details
IBAN↗
Legal entity
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft↗
Headquarters
Austria↗
Founded
1996↗
Support channels
Email, Phone, Help-centre, Chat↗
Audience
Business, Students, Teens
Pricing model
No monthly fee
Features
Joint account, Digital-only
Official website
easybank.at

Savings

Headline rate
1.8% to 2.25%↗
Rate type
Fixed↗
Term
6 to 60 months↗
Minimum deposit
€100↗
Access terms
Single deposit only, funds not available during the term, no partial withdrawals; at maturity the balance plus interest is transferred to the reference account↗
Account kind
Fixed↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
Wikidata

Pros

Pros

  • The account includes an easy karte Debit Mastercard.
  • The app supports card blocking, limit changes and expense management.
  • The debit card can be registered for Apple Pay and Google Pay.
easybank

Ready to try easybank?

Scored 9.2 / 10 by VaultCue.

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Who it suits

  • Austrian customers who want app-based card management and mobile-wallet registration.

Account and card

The easy gratis account includes an easy karte Debit Mastercard.

App controls and wallets

In the app, customers can block cards, adjust limits and manage expenses. The debit card can also be registered for Apple Pay and Google Pay.

How easybank compares

Where easybank is available

Available
Austria
Licence in Austria
Finanzmarktaufsicht (FMA), checked September 26, 2026
Licence in Austria
Europäische Zentralbank (EZB), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does easybank charge a monthly fee?+

The monthly fee at easybank is €0. (Source, checked September 26, 2026)

Which company operates easybank?+

easybank is operated by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft. (Source, checked September 26, 2026)

Where is easybank based?+

easybank is based in Austria. (Source, checked September 26, 2026)

When was easybank founded?+

easybank was founded in 1996. (Source, checked September 26, 2026)

How can I contact easybank support?+

easybank offers support through Email, Phone, Help-centre, Chat. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Licence type, Currency conversion fee, Currencies.

easybank

easybank

Austrian customers comparing current-account card controls and mobile-wallet registration.

9.2/10See alternatives