Equity Eazzy review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Equity Eazzy suits expats, travellers, freelancers and businesses in Kenya who want everyday banking with a monthly fee of KES 0. It is a fee-free account run by a bank under the Central Bank of Kenya, with 5 currencies held and a joint account option for shared money.
Key facts
- Best for
- A fee-free Kenyan everyday account for expats, freelancers, businesses and joint account holders.
- Monthly fee
- KES 0↗
- Currencies
- 5↗
- Legal entity
- Equity Bank Kenya Limited↗
- Headquarters
- Kenya↗
- Founded
- 2014↗
- Support channels
- Email, Phone, Help-centre↗
- Audience
- Expats, Travelers, Business, Freelancers
- Pricing model
- No monthly fee
- Features
- Joint account
- Official website
- equitygroupholdings.com
Savings
- Access terms
- Goal savings set aside from your account and kept secure until it matures↗
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Monthly fee of KES 0 on the ordinary account, and the fee model is listed as no monthly fee.
- A joint account is available, recorded under the account features as joint account.
- 5 currencies in the account, useful if you receive money across markets.
- Support runs on email, phone and help centre, so a call, an email or the help centre will get you an answer.
Cons
- Currency coverage is thin at 5, and the brand ranks 156 of 379 on currency count.
- Support runs on email, phone and help centre only, with no live chat channel listed.
- Goal savings are set aside from the account and kept secure until they mature, so that money is parked rather than on tap.
Ready to try Equity Eazzy?
Scored 8.7 / 10 by VaultCue.
Who it suits
- The listed audience covers your case: expats, travelers and business.
- Households sharing money, since a joint account sits under the account features as joint account.
- Anyone wanting everyday banking with a monthly fee of KES 0 and help by phone or email.
Who should look elsewhere
- Readers who need a wider currency range: Equity Eazzy holds 5 currencies, so put Skrill and PayPal Colombia on the shortlist too.
- Anyone banking in euros from outside Kenya: Plazo ES charges €0 a month, so Equity Eazzy sits on the wrong side of the market.
- Readers who want savings back on demand: goal savings stay set aside and secure until they mature, so treat Equity Eazzy as a spending account and weigh PayPal Colombia, at $0 a month, for payments-led use.
The company behind it
Equity Eazzy is run by Equity Bank Kenya Limited, based in Kenya and founded in 2014, and the account falls under the Central Bank of Kenya. Help runs on email, phone and help centre: you can phone, email or read the help centre. That covers the routes Equity lists for account questions.
How Equity Eazzy compares
8.7 vs 8.7
8.7 vs 8.6
8.7 vs 8.0
8.7 vs 8.9
8.7 vs 9.1
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8.7 vs 8.7
8.7 vs 8.7
8.7 vs 8.7
8.7 vs 9.0Skrill's monthly fee is €0, so it belongs on a fee-free shortlist, and it is worth a look where a longer currency list matters more than account features.
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Where Equity Eazzy is available
- Available
- Democratic Republic of the Congo, Kenya, Rwanda, South Sudan, Tanzania, Uganda
- Licence in Kenya
- Central Bank of Kenya, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Equity Eazzy cost to hold each month?+
The monthly fee on the ordinary account is KES 0, and the fee model is listed as no monthly fee, so the account sits at the fee-free end of everyday accounts. The cost to watch is currency conversion, and the account holds 5 currencies.
Who is Equity Eazzy aimed at?+
The listed audience is expats, travelers and business. That covers people settled outside their home country, people who travel for work, freelancers billing from abroad and businesses paying or receiving across borders. If none of those describe you and you want a plain local current account, a wallet may suit better.
Who regulates Equity Eazzy and where is it based?+
Equity Eazzy is a Kenyan account, and the regulator on record is the Central Bank of Kenya. The legal entity behind the brand is Equity Bank Kenya Limited, operating in Kenya, so you bank with a bank rather than hold a balance at an app wallet.
How do I get help when something goes wrong with the account?+
Support runs on email, phone and help centre, so you can reach the bank by phone or by email, or search the help centre for the topic in question. A call suits anything urgent around a payment, while a joint account question is easier with the other holder on the line.
Can I set money aside for a goal, and can I get it back on demand?+
Savings set aside as a goal are kept secure until the goal matures, so that pot is not for day-to-day spending. Use the ordinary account for money in and out, and only park money you are content to leave untouched.
How does Equity Eazzy compare with fee-free alternatives?+
Cost does not separate them. Equity Eazzy's monthly fee is KES 0, PayPal Colombia's is $0, Plazo ES's is €0 and Skrill's is €0. The choice turns on account type, currency count and regulation rather than what holding the account costs.
How does the currency range compare with other accounts?+
Equity Eazzy holds 5 currencies, which places it at 156 of 379 brands in the site's comparison. That covers a traveller holding a few currencies and is thin for a business paying suppliers across many markets, so check the currency count on any shortlist before you commit.
Sources
- en.wikipedia.org/wiki/Equity_Bank_Kenya checked September 26, 2026
Backs: Founded
“Founded 2014; 12 years ago (2014) (following corporate restructure)”
- equitygroupholdings.com/ke/open-an-account/personal/equit... checked September 26, 2026
Backs: Features, Headquarters, Legal entity, Pricing model, Monthly fee, Support channels, Licences
“Individuals (singly or jointly) - Original Identification document & KRA Pin”
- equitygroupholdings.com/ke/pay-send-money/personal/paymen... checked September 26, 2026
Backs: Audience, Currencies
“Travelers preparing for international trips. Business owners sourcing goods from abroad. Expatriates or freelancers managing regular foreign currency transactions.”
- equitygroupholdings.com/ke/save-invest checked September 26, 2026
Backs: Access terms
“EazzySave Account helps you set money aside from your account to keep it secure until it matures”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.
Related by the facts
Guides
Equity Eazzy
A fee-free Kenyan everyday account for expats, freelancers, businesses and joint account holders.