Erste Bank Serbia review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Erste Bank Serbia fixed deposits provide a structured way to hold savings alongside current accounts for planned future goals. The brand suits customers who prefer defined saving with clear payout or rollover choices at maturity and steady organisation for longer term plans.
Key facts
- Best for
- Customers planning structured saving beside daily banking
- Monthly fee
- RSD 0 to RSD 290↗
- Transfer fee
- 0 RSD/month for the first 12 months, then 290 RSD/month↗
- Legal entity
- Erste Bank a.d.↗
- Headquarters
- Serbia↗
- Support channels
- Phone, Chat, Help-centre↗
- Audience
- Expats
- Pricing model
- Fixed rate
- Features
- Free ATM withdrawals
- Official website
- erstebank.rs
Savings
- Headline rate
- 5.2%↗
- Rate type
- Fixed↗
- Term
- 6 to 12 months↗
- Minimum deposit
- RSD 100,000↗
- Access terms
- Interest paid at maturity or monthly, quarterly, semi-annually or annually; funds available before maturity with interest at the sight-deposit rate; on maturity the saver chooses rollover or payout↗
- Account kind
- Fixed↗
Money transfer
- Payout methods
- Card, Wallet, Cash-pickup↗
Facts checked September 26, 2026, 4 sources
Pros
Pros
- Provides fixed deposits alongside current accounts for organised saving
- Offers defined saving with payout or rollover choices at maturity
- Maintains structured saving options connected to daily money use
Who it suits
- Customers who want fixed saving beside daily banking
- Planners who value defined savings structures
How Erste Bank Serbia compares
Where Erste Bank Serbia is available
- Available
- Serbia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does Erste Bank Serbia cover here?+
Erste Bank Serbia covers fixed deposits alongside current accounts. The structure keeps planned saving close to daily money management. Customers should consider spending needs and saving goals before choosing an option.
Who suits Erste Bank Serbia fixed deposits?+
Erste Bank Serbia fixed deposits suit customers who prefer saving with a defined structure. The format works beside daily money management for organised finances. Customers should consider future plans and daily needs before deciding.
How do its fixed deposits work in plain terms?+
It holds saving separately from daily spending with a set structure. Customers keep current accounts for daily needs while saving stays planned. Customers should review personal needs and overall structure before choosing an option.
Does Erste Bank Serbia charge a monthly fee?+
The monthly fee at Erste Bank Serbia is RSD 0 to RSD 290. (Source, checked September 26, 2026)
Which company operates Erste Bank Serbia?+
Erste Bank Serbia is operated by Erste Bank a.d.. (Source, checked September 26, 2026)
Where is Erste Bank Serbia based?+
Erste Bank Serbia is based in Serbia. (Source, checked September 26, 2026)
How can I contact Erste Bank Serbia support?+
Erste Bank Serbia offers support through Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- erstebank.rs/sr/Stanovnistvo/stednja/specijalna-ponuda-za... checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“Specijalna ponuda za dinarsku Standardnu orocenu stednju - Rok orocenja 6 i 12 meseci”
- erstebank.rs/sr/kontakt checked September 26, 2026
Backs: Support channels
“0800 201 201 call is free for all networks if you call us from Serbia, find the answer on the Frequently asked questions page, Chat available in the site menu”
- erstebank.rs/sr/o-nama/prigovori checked September 26, 2026
Backs: Headquarters, Legal entity
“By post to the address: Erste Bank a.d. Novi Sad, Legal Affairs Department, Milutina Milankovica 3a, 11070 Novi Beograd”
- erstebank.rs/sr/Stanovnistvo/Kartice/Visa/classic-debitna checked September 26, 2026
Backs: Features
“If you withdraw cash at ATMs of Erste Group member banks you pay no commission in Montenegro, Croatia, Hungary, Austria, Czechia, Slovakia, Romania, Bosnia and Herzegovina, Macedonia and Slovenia”
- erstebank.rs/sr/Stanovnistvo/racuni/Dinarski-tekuci-racun checked September 26, 2026
Backs: Audience, Monthly fee, Payout methods, Transfer fee
“The Standard dinarski payment (current) account is available to all legally and professionally capable domestic and foreign individuals”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.