Eversend review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Eversend suits expats, travelers and freelancers who want local account details without a monthly charge. Balances sit under deposit protection of FDIC up to USD 250,000 and transfers arrive in About 1 minute (median on mobile money), which is what separates it from the accounts next to it.
Key facts
- Best for
- Expats, travelers and freelancers holding several currencies at once
- Monthly fee
- $0 to $0.99↗
- Deposit protection
- FDIC up to USD 250,000↗
- Currency conversion fee
- 0.9%↗
- Currencies
- 16↗
- Local account details
- IBAN, UK-sort-code, Us-ACH↗
- Transfer fee
- Wallet-to-wallet always free; bank transfer KSh 110 (KES), USh 5,400 (UGX), NGN bank free on Personal; USD wire 0.49% + $10↗
- Legal entity
- Cogni Labs Ltd↗
- Headquarters
- United Kingdom↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Help-centre↗
- Audience
- Expats, Travelers, Business, Freelancers, Students
- Pricing model
- No monthly fee, Low FX fees
- Official website
- eversend.co
Money transfer
- Exchange rate markup
- from 0.9%↗
- Delivery time
- About 1 minute (median on mobile money)↗
- Payout methods
- Bank, Wallet↗
- Fee to send 1,000
- NGN 58↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXfacebook.comyoutube.com
Pros and cons
Pros
- Monthly fee of $0 to $0.99 on Personal and Business accounts, so holding a balance costs nothing
- Local account details in iban, uk sort code and us ach make it easier to receive pay and client invoices abroad
- 16 currencies in one account, well above the 9 median in this group
- Balances carry deposit protection of FDIC up to USD 250,000 and payouts go to bank and wallet
Cons
- Currency conversion costs 0.9% and the rate margin starts at from 0.9%
- Bank transfers can cost NGN 58, and the wire route is the priciest
- Help runs on email, chat and help centre only, with no phone line listed
Who it suits
- Expats and travelers who want to be paid like a local
- Freelancers billing across borders in more than one currency
- Businesses paying suppliers abroad
Who should look elsewhere
- People who want an everyday account with phone support, since email, chat and help centre is the only help Eversend lists
- Travelers who need cash in hand, because payouts cover bank and wallet only
- Heavy converters, since 0.9% sits above the 0.22% median here
How Eversend compares
8.9 vs 8.7
8.9 vs 8.6
8.9 vs 8.0
8.9 vs 8.9
8.9 vs 9.1
8.9 vs 9.2
8.9 vs 8.7
8.9 vs 8.7
8.9 vs 8.7
8.9 vs 9.0Monthly fee of €0 and a wallet model that suits simple payouts instead of local account details
8.9 vs 8.7
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.3
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 8.9- 8.9 vs 8.9
8.9 vs 8.7
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.4
8.9 vs 8.3
8.9 vs 8.2
8.9 vs 8.1- 8.9 vs 8.1
8.9 vs 8.0
8.9 vs 8.0
8.9 vs 8.0
8.9 vs 9.1
Where Eversend is available
- Available
- Cameroon, Canada, Côte d'Ivoire, Ghana, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, United Kingdom, United States, Zambia
- Licence in Uganda
- Bank of Uganda (IPI 07/26), checked September 26, 2026
- Licence in Canada
- FINTRAC (M21306189), checked September 26, 2026
- Licence in United States
- FinCEN (31000260352270), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does an Eversend account cost to hold?+
The monthly fee is $0 to $0.99, which covers the everyday holding side of the account. Eversend is priced around not charging for a balance, and the model is listed as no monthly fee and low fx. Compared across the brands tracked here, the monthly fee sits at 1 out of 500.
What does Eversend charge to convert currency?+
The currency conversion fee is 0.9%, and the margin on the exchange rate starts at from 0.9%. That is above the 0.22% median in this group, so converting often costs more here. Ranked on conversion cost, Eversend is at 166 out of 312.
Is my money protected at Eversend?+
Balances carry deposit protection of FDIC up to USD 250,000. Eversend also holds a FinCEN licence in the United States, 31000260352270, a FINTRAC registration in Canada, M21306189, and a Bank of Uganda licence, IPI 07/26.
How many currencies can I hold, and can I get paid locally?+
You can hold 16 currencies in the account, and local details come in iban, uk sort code and us ach. The currency count places Eversend at 70 out of 379 brands tracked, ahead of the 9 median.
How fast are transfers and what do they cost?+
Delivery takes About 1 minute (median on mobile money), and payouts go to bank and wallet. Wallet transfers are free, while bank transfers can cost NGN 58 depending on the corridor. The USD wire route adds a percentage and a fixed charge on top.
Who is an Eversend account built for?+
Eversend is built for expats, travelers and business. Expats and travelers get local details, while freelancers and businesses can invoice across borders without converting. A student travelling for study sits in the same audience mix.
How do I get help from Eversend?+
Support runs on email, chat and help centre. Email and the help centre cover most questions, with chat for quicker replies. There is no phone number listed, so anyone who needs to call should weigh that before opening an account.
Sources
- eversend.co checked September 26, 2026
Backs: Audience, Currencies
“Freelancers & remote workers ... The diaspora ... Students abroad ... Also for travelers ... Exporters & global sellers”
- eversend.co/company checked September 26, 2026
Backs: Deposit protection, Founded, Legal entity, Licences
“Eversend was founded in Paris in 2017, and the app launched in March 2019”
- eversend.co/company/contact checked September 26, 2026
Backs: Headquarters, Support channels
“Headquarters ... London ... Level39, One Canada Square, Canary Wharf Estate, E14 5AB, United Kingdom”
- eversend.co/global-accounts checked September 26, 2026
Backs: Local account details
“A genuine account number with routing, sort code or IBAN ... Paid over ACH, Faster Payments and SEPA”
- eversend.co/pricing checked September 26, 2026
Backs: Currency conversion fee, Exchange rate markup, Pricing model, Monthly fee, Transfer fee, Fee to send 1,000
“Conversion rates for fiat and crypto include our margin (from 0.9% on currency exchange)”
- eversend.co/send checked September 26, 2026
Backs: Delivery time, Payout methods
“Mobile money lands in about a minute at the median and bank payouts in a few minutes”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type.