Eximbank review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Eximbank is a Moldovan bank whose fixed deposit pays a headline rate of MDL 5.50 to MDL 7.50 with interest paid out every month, and its everyday account carries a monthly fee of MDL 0. It suits savers and travelers who can leave the money untouched for 12 to 36.
Key facts
- Best for
- Savers and travelers in Moldova who want a fixed deposit paying MDL 5.50 to MDL 7.50 alongside an account with a monthly fee of MDL 0.
- Monthly fee
- MDL 0↗
- Currencies
- 6↗
- Local account details
- IBAN↗
- Transfer fee
- Free for transfers between the customer's own accounts in Mobile Banking; other transfers per the tariff list for individuals (PDF)↗
- Legal entity
- BC EXIMBANK SA↗
- Headquarters
- Moldova↗
- Founded
- 1994↗
- Support channels
- Email, Chat, Phone↗
- Audience
- Travelers, Teens
- Pricing model
- No monthly fee
- Features
- Free ATM withdrawals
- Official website
- eximbank.md
Savings
Money transfer
- Delivery time
- 5 minutes (Western Union); up to 24 hours (SEPA); 1-2 calendar days (SWIFT); 2 business days (Express to Family)↗
- Payout methods
- Bank, Cash-pickup↗
- Fee to send 1,000
- €2↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- facebook.com
Pros and cons
Pros
- The everyday account carries a monthly fee of MDL 0, and free atm means cash machine withdrawals add nothing to the bill.
- The fixed deposit pays a headline rate of MDL 5.50 to MDL 7.50 on a minimum deposit of MDL 1,000, with interest paid out every month.
- The account covers 6 currencies and gives iban details for local payments, which helps on trips abroad.
- Help is available through email, chat and phone, and the account sits with BC EXIMBANK SA, a bank in Moldova.
Cons
- The rate type is variable, so the MDL 5.50 to MDL 7.50 headline can move while the deposit is open.
- Money moving is where charges appear: other transfers follow the tariff list for individuals and international transfers cost €2.
Who it suits
- Moldovan savers who can commit to a fixed term of 12 to 36 and collect the interest as it is paid.
- Travelers and teenagers, the audiences the bank lists, who want 6 currencies and local payment details.
- Anyone keeping money in a single currency and paying a monthly fee of MDL 0 for everyday banking.
Who should look elsewhere
- Savers who need to reach the balance during the term, because the deposit runs 12 to 36 with interest paid monthly and without capitalisation.
- People who want a guaranteed return, since the rate type is variable rather than locked in.
- Anyone needing a wide currency basket, as the account covers 6 currencies.
Fees and currency costs
The everyday account carries a monthly fee of MDL 0, so keeping it open costs nothing. Transfers between your own accounts in Mobile Banking are free, and every other transfer follows the tariff list for individuals, so what you spend depends on the type of payment and how often you send money.
How Eximbank compares
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Where Eximbank is available
- Available
- Moldova
- Licence in Moldova
- National Bank of Moldova, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the everyday account cost each month?+
The monthly fee is MDL 0, so holding the everyday account adds nothing to the budget each month. free atm comes as part of the account, so cash machine withdrawals are free as well. Charges appear when you move money rather than for keeping the account open.
What rate do I earn, and can I rely on it?+
The fixed deposit pays a headline rate of MDL 5.50 to MDL 7.50, and the rate type is variable, so that figure can change over the term. Interest is paid every month and is not added to the capital, which keeps the balance separate from the interest earned so far.
How much do I need to deposit, and for how long?+
The minimum deposit is MDL 1,000 and the term runs 12 to 36, with the money placed for the full period. Interest arrives monthly rather than being capitalised, so the account balance holds steady until the end of the term. Size the deposit so it can stay put.
Who regulates the bank?+
Eximbank is supervised by the National Bank of Moldova, and its home country is MD. The legal entity behind the brand is BC EXIMBANK SA, which has been in business since 1994. As a supervised bank rather than an e-money issuer, customer money is held by a banking institution.
How many currencies can I hold?+
The account covers 6 currencies and gives iban details for local payments. Money sent abroad can be paid out to a bank account or collected as cash, so having usable recipient details for the person you are paying makes a difference.
What does it cost to send money?+
Transfers between your own accounts in Mobile Banking cost nothing. Other transfers follow the tariff list for individuals, and international transfers cost €2. Payouts go to a bank account or as cash pickup, so it is worth checking the recipient details and the chosen method before sending.
Who is the account aimed at?+
The bank lists travelers and teen as its audience, so its cards and everyday services are aimed at travelers and teenagers. The fixed deposit suits someone building savings in Moldova over time, while the range of 6 currencies helps with spending and transfers abroad.
How do I get help from the bank?+
Support runs on email, chat and phone, so questions can go by email, live chat or phone. Mobile Banking handles transfers between your own accounts at no charge, and the same app sits alongside the fixed deposit for setting up savings and checking the interest paid.
Sources
- eximbank.md/conturi-curente checked September 26, 2026
Backs: Local account details
“Generator de cod IBAN”
- eximbank.md/en/about checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
“The bank was founded in 1994, the official date is April 29, 1994”
- eximbank.md/en/cards checked September 26, 2026
Backs: Audience, Features
“Designed for those who travel frequently, seek exclusive experiences, and are always ready for new opportunities. / EXIM YOUNG Debit Card - Financial freedom for young people! The EXIM YOUNG debit...”
- eximbank.md/en/deposit-types checked September 26, 2026
Backs: Account kind
“Fixed-term deposits for individuals - Deposit DINAMICO: without additions and withdrawals”
- eximbank.md/en/mobile-banking checked September 26, 2026
Backs: Support channels, Transfer fee
“For details, ask for the advice of an ONLINE consultant directly on the bank's website.”
- eximbank.md/ro/deposit/depozitul-dinamico checked September 26, 2026
Backs: Access terms, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type, Term
“Depozitul DINAMICO: termen 12, 32, 36 luni; fara depuneri si retrageri; achitarea dobanzii: lunar, fara capitalizare”
- eximbank.md/ro/transferuri-internationale checked September 26, 2026
Backs: Currencies, Delivery time, Payout methods, Fee to send 1,000
“Persoane fizice: €2.00 (≤€1 000)”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.
Related by the facts
Eximbank
Savers and travelers in Moldova who want a fixed deposit paying MDL 5.50 to MDL 7.50 alongside an account with a monthly fee of MDL 0.