meine Volksbank Raiffeisenbank - FC Bayern Fansparen review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
meine Volksbank Raiffeisenbank FC Bayern Fansparen suits Bayern supporters who want savings they can reach at any time, with deposits covered by EU DGS up to EUR 100,000. It asks for a minimum deposit of €500, so it suits readers with a lump sum to place rather than small monthly savers.
Key facts
- Best for
- A Bayern fan with a lump sum who wants fee-free, day-to-day access.
- Headline rate
- 0.754%↗
- Rate type
- Variable↗
- Minimum deposit
- €500↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Full daily availability, no notice period, deposits and withdrawals any time to a personal reference account↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- meine Volksbank Raiffeisenbank eG↗
- Headquarters
- Germany↗
- Support channels
- Phone, Email, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- vb-rb.de
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- WikidataLinkedInkununu.com
Pros and cons
Pros
- Full daily availability and no notice period, with deposits and withdrawals any time to a personal reference account.
- The account is easy access, so the balance is never tied to a term.
- Support runs on phone, email and help centre for anyone who wants to reach the bank.
- A fan-branded savings product for supporters who want the club on the account.
Cons
- The 0.754% headline rate is variable and sits under the savings median of 3.08%.
- The €500 minimum deposit is a hurdle for anyone saving in small amounts.
- Support runs on phone, email and help centre only, with no live chat.
Ready to try meine Volksbank Raiffeisenbank - FC Bayern Fansparen?
Scored 8.7 / 10 by VaultCue.
Who it suits
- Bayern supporters in Germany who want a fan-linked savings account with everyday access.
- Readers with a lump sum to place, since the minimum deposit is €500.
- Savers who want their balance held at a bank rather than a payment platform.
Who should look elsewhere
- Plazo ES, listed at 24.19%, if a higher headline rate matters more than a club-linked account.
- PayPal Colombia at 3.3% for anyone who would rather not tie savings to a club.
- AXI Card, listed at 21.59%, for readers who put the headline rate above easy access.
Fees and FX
The monthly fee is €0, so nothing is charged to hold the account open. The single threshold is the minimum deposit of €500, which has to be in place for the savings rate to start. That entry requirement is the only cost a reader has to plan around, and it is the part worth checking before opening.
The company behind it
The savings account is run by the legal entity meine Volksbank Raiffeisenbank eG, a bank based in Germany. Support runs on phone, email and help centre, which puts phone, email and a help centre behind the product. The club name sits on top of a standard savings account, so the same bank handles the balance, the rate and any question about it.
How meine Volksbank Raiffeisenbank - FC Bayern Fansparen compares
8.7 vs 8.6
8.7 vs 9.5
8.7 vs 8.0
8.7 vs 8.9
8.7 vs 8.9
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8.7 vs 9.1
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8.7 vs 8.7- 8.7 vs 8.0
8.7 vs 9.0
8.7 vs 8.1
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8.7 vs 8.0
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.0
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8.7 vs 8.5
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8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.3
8.7 vs 9.0
Where meine Volksbank Raiffeisenbank - FC Bayern Fansparen is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is there a monthly fee on the account?+
The account carries no monthly charge, and the monthly fee is €0 on this no monthly fee account. Savings therefore grow without a running cost eating into the balance, which suits anyone who plans to leave money here for a while.
How much interest do the savings earn, and can the rate change?+
The account pays a headline rate of 0.754%, and the rate type is variable, so the figure can move with the bank's pricing. Savings accounts compared on the site sit at a median headline rate of 3.08%, which puts this one well down the list.
Is my money protected if the bank fails?+
Deposits are covered by EU DGS up to EUR 100,000, so a bank failure would not take the whole balance. The account is run by meine Volksbank Raiffeisenbank eG, which is based in Germany and supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the German financial regulator.
Can I get the money out whenever I want?+
Access is easy. The account is easy access, with full daily availability and no notice period, and deposits and withdrawals go through a personal reference account at any time. Money can be taken out as soon as it is needed without waiting out a term.
How much do I need to open the account?+
The minimum deposit is €500, which has to be in place for the savings rate to apply. That is a clear hurdle for anyone starting from a small monthly amount, and it is the figure to check against other accounts before opening. It suits readers with a lump sum to place.
Who is the account for?+
The product is built for supporters of the club, and the bank behind it is meine Volksbank Raiffeisenbank eG in Germany. It is a plain savings account with a fan name on it, so the appeal is the club link alongside easy access, not a wider product range.
How do I get help if something goes wrong?+
Support runs on phone, email and help centre, which means phone and email reach a person, with a help centre for written questions. There is no live chat, so time-sensitive matters are better raised by phone than by email.
Sources
- fan-banking.vb-rb.de/fansparen.html checked September 26, 2026
Backs: Access terms, Account kind, Pricing model, Monthly fee
- fan-banking.vb-rb.de/fansparen/fansparen-konditionsuebers... checked September 26, 2026
Backs: Headline rate, Minimum deposit, Rate type
“Zinssatz: 30 % vom EURIBOR, Aktuell 0,754 % p.a.”
- bafin.de checked September 26, 2026
Backs: Deposit protection, Licences
- vb-rb.de/impressum.html checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Anbieter: meine Volksbank Raiffeisenbank eG, Tegernseestraße 20, 83022 Rosenheim”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term.
Related by the facts
meine Volksbank Raiffeisenbank - FC Bayern Fansparen
A Bayern fan with a lump sum who wants fee-free, day-to-day access.