Freedom Bank review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Freedom Bank provides fixed deposits with top ups and partial withdrawals and automatic renewal for the same duration. It appeals to savers seeking structured terms with flexible management during the term and clear options for adding funds and managing balances over time.
Key facts
- Best for
- Savers who prefer structured terms and continued saving
- Currencies
- 4↗
- Transfer fee
- 0 KZT for transfers by phone number within Kazakhstan; up to 1% card-to-card; up to 0.5% SWIFT↗
- Legal entity
- Freedom Bank Kazakhstan JSC↗
- Headquarters
- Kazakhstan↗
- Founded
- 2021↗
- Support channels
- Help-centre↗
- Pricing model
- Fixed rate
- Official website
- bankffin.kz
Savings
- Headline rate
- 10.22% to 16.54%↗
- Rate type
- Fixed↗
- Term
- 6 to 36 months↗
- Minimum deposit
- KZT 500↗
- Access terms
- Top-ups and partial withdrawals available; no withdrawal fee if the amount stayed at least 15 days (7 days for VIP clients), otherwise up to 2%; automatic renewal for the same term at the rate in force at renewal↗
- Account kind
- Fixed↗
Money transfer
- Delivery time
- Instant for transfers by phone number in the app; up to 3 business days for SWIFT↗
- Payout methods
- Bank, Card↗
- Fee to send 1,000
- KZY 0↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros
Pros
- Fixed deposits with top ups and partial withdrawals during the agreed term
- Automatic renewal continues the same duration under terms in force at renewal
- Structured access supports planned saving with clear management options
Who it suits
- Depositors seeking structured terms with flexible access
- Planners valuing automatic continuation for further periods
How Freedom Bank compares
Where Freedom Bank is available
- Available
- Kazakhstan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kind of account does Freedom Bank offer?+
Freedom Bank offers fixed deposits for savers seeking structured terms. Funds remain placed for an agreed duration with defined access options. The structure supports planned saving with management choices throughout the period.
Can savers add funds or take funds out?+
Top ups allow additional contributions during the agreed term. Partial withdrawals allow access to part of the balance while the deposit continues. These options give flexibility for managing savings within structured terms.
What happens when the term ends?+
Automatic renewal extends the deposit for the same duration when the term concludes. Terms in force at renewal apply to the renewed period. The arrangement supports continued saving with clear planning across terms.
Which company operates Freedom Bank?+
Freedom Bank is operated by Freedom Bank Kazakhstan JSC. (Source, checked September 26, 2026)
Where is Freedom Bank based?+
Freedom Bank is based in Kazakhstan. (Source, checked September 26, 2026)
When was Freedom Bank founded?+
Freedom Bank was founded in 2021. (Source, checked September 26, 2026)
How can I contact Freedom Bank support?+
Freedom Bank offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- bankffin.kz checked September 26, 2026
Backs: Headquarters, Legal entity
“Freedom Bank Kazakhstan”
- bankffin.kz/en/cards checked September 26, 2026
Backs: Currencies
“Freedom Card - Multicurrency card ... 4 currencies - KZT, USD, EUR, RUB”
- bankffin.kz/en/transfers checked September 26, 2026
Backs: Delivery time, Payout methods, Transfer fee, Fee to send 1,000
“By phone number - Instant transfer to bank clients within Kazakhstan, in the app; Swift - Term - up to 3 business days”
- bankffin.kz/ru/deposits/physical/moneybox checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“Top-ups: available. Partial withdrawal: available. Withdrawal fee: none if the amount was held at least 15 days (at least 7 days for VIP clients), otherwise up to 2% depending on the amount”
- support.bankffin.kz checked September 26, 2026
Backs: Support channels
“Freedom Bank FAQ”
- linkedin.com/in/freedom-bank-026480252 checked September 26, 2026
Backs: Founded
“Freedom Bank is a young digital bank that launched in 2021”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.