GoTyme Bank review
Updated October 13, 2026 · VaultCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
GoTyme Bank is known for app based everyday banking in the Philippines that keeps savings and spending together in one place. For people who want a digital only account for daily transfers, cheque deposits and card purchases, it offers a simple starting point you can manage from your phone.
Key facts
- Best for
- Covers everyday digital banking for saving and spending in one app
- Transfer fee
- Low fee for transfers to other local banks; international transfer fees vary by destination, amount and transfer method↗
- Legal entity
- GoTyme Bank Corporation↗
- Headquarters
- Philippines↗
- Founded
- 2022↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Features
- Digital-only
- Official website
- gotyme.com.ph
Savings
Money transfer
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXappgallery.huawei.com
Pros and cons
Pros
- Provides a digital only account with app access and supporting kiosks.
- Pairs a deposit account with easy access savings for everyday goals.
- Offers a debit card for in store, online and international purchases.
- Supports transfers to other local banks alongside app based cheque deposits.
Cons
- Focus remains on the Philippines rather than multiple national markets.
- Key actions rely on the app, which limits non digital access.
Who it suits
- Customers who want app based everyday banking
- People keeping savings and spending in one view
- Customers in the Philippines seeking digital only accounts
Who should look elsewhere
- People who prefer branch counter service
- Customers needing banking outside the Philippines
How GoTyme Bank compares
Where GoTyme Bank is available
- Available
- Philippines
- Licence in Philippines
- Bangko Sentral ng Pilipinas, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does GoTyme Bank cover?+
GoTyme Bank covers everyday deposit accounts paired with easy access savings for routine goals. You keep balances for spending separate from savings while viewing both in the same app. You also get a debit card for in store, online and international purchases.
Where does GoTyme Bank serve customers?+
GoTyme Bank serves customers in the Philippines through its app and supporting kiosks. You transfer funds to other local banks and deposit locally issued cheques without visiting a traditional branch. You manage saving and spending from the same digital account base.
Who finds GoTyme Bank useful?+
GoTyme Bank suits you if you prefer app based banking for daily money tasks. You benefit when you want savings and spending visible together and you are comfortable without branch counters. You also benefit if you regularly send funds between local banks.
What makes its savings approach straightforward?+
Its savings approach keeps rules straightforward for everyday use. You hold money for goals alongside your deposit account and view progress in the app. You manage both balances without juggling separate branch relationships or paper records.
Which company operates GoTyme Bank?+
GoTyme Bank is operated by GoTyme Bank Corporation. (Source, checked September 26, 2026)
Where is GoTyme Bank based?+
GoTyme Bank is based in Philippines. (Source, checked September 26, 2026)
When was GoTyme Bank founded?+
GoTyme Bank was founded in 2022. (Source, checked September 26, 2026)
How can I contact GoTyme Bank support?+
GoTyme Bank offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- gotyme.com.ph checked September 26, 2026
Backs: Headquarters, Support channels
“22nd Floor, GBF Center 1, Bridgetowne, C-5 Road, Brgy. Ugong Norte, E. Rodriguez Jr. Ave. 1110, Quezon City, Philippines”
- gotyme.com.ph/about-us checked September 26, 2026
Backs: Founded, Licences
“2022 GoTyme Bank started PH operations”
- gotyme.com.ph/account-terms-and-conditions checked September 26, 2026
Backs: Features, Legal entity, Rate type
“we are a digital bank which does not maintain physical branches”
- gotyme.com.ph/move-money checked September 26, 2026
Backs: Fee to send 1,000
“After that, pay only P9 per transfer”
- gotyme.com.ph/save-and-invest checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit
“Yes. You can withdraw anytime by moving money from GoalSave back to your Deposit account.”
- gotyme.com.ph/send-money-abroad-philippines checked September 26, 2026
Backs: Payout methods, Transfer fee
“typically include their full name, address, and bank account or e-wallet information”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee, Currencies.