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GreenFi review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

GreenFi suits US savers who want an easy-access account with a monthly fee of $0, cash machine withdrawals on an allowance of $0 and a variable rate of 3.25%. Deposits sit under FDIC up to USD 250,000, and the account opens with no minimum, so currency conversion and wire transfers are the costs to weigh.

Key facts

Best for
A fee-free easy-access US account with a variable rate and no minimum deposit.
Monthly fee
$0↗
Deposit protection
FDIC up to USD 250,000↗
Currency conversion fee
1%↗
Local account details
Us-ACH↗
Free ATM withdrawals
$0↗
Transfer fee
ACH and peer-to-peer transfers free; domestic and international wires $10.00↗
Legal entity
Mission Financial Partners, LLC↗
Headquarters
United States↗
Support channels
Phone, Email, Help-centre↗
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
greenfi.com

Savings

Headline rate
3.25%↗
Rate type
Variable↗
Minimum deposit
$0↗
Account kind
Easy access↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInXapplink.aspiration.com

Pros and cons

Pros

  • A variable rate of 3.25% sits above the site median of 3%, with no term to serve.
  • Money is covered by FDIC up to USD 250,000.
  • ACH and peer-to-peer transfers are free, and the account is built around us ach for US banking.
  • Cash machine withdrawals are included, with an allowance of $0.

Cons

  • Currency conversion at 1% is above the everyday account median of 0.22%, and the account ranks 172 of 312 on that measure.
  • The transfer fee applies to domestic and international wires, while ACH and peer-to-peer transfers are free, so urgent payments abroad cost extra.
  • Help runs on phone, email and help centre only, with no live chat or community forum listed.
GreenFi

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Scored 9.0 / 10 by VaultCue.

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Who it suits

  • US residents who want an easy-access account built around us ach and a monthly fee of $0.
  • Small savers, since the minimum deposit is $0 and the rate is variable at 3.25%.
  • People who take out cash often, with a cash machine allowance of $0.

Who should look elsewhere

  • XTB, at a monthly fee of €0, for readers who want euro billing instead of an account set up around us ach.
  • AXI Card Tarjeta y Credito, whose monthly fee is €0, for readers who want card and credit in the same place.
  • Skrill, at a monthly fee of €0, for readers who keep a separate account for online payments.

How it compares on our data

On monthly fee, GreenFi ranks 1 of 500, at the top of the field. On currency conversion the picture reverses: 172 of 312 puts the account well down the list, so holding or spending several currencies is its weaker side against rivals with cheaper conversion.

The company behind it

GreenFi runs as Mission Financial Partners, LLC, based in the US, and deposits are protected to FDIC up to USD 250,000. Help runs through phone, email and help centre, giving a phone line, email and a help centre, while the fee schedule and savings pages set out the published charges and rates for savers who want a named entity behind the balance.

How GreenFi compares

Where GreenFi is available

Available
United States
Licence in United States
FDIC, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep a GreenFi account?+

GreenFi charges a monthly fee of $0 and sets a minimum deposit of $0, so nothing is due to open or run it. Cash machine withdrawals are covered by an allowance of $0, and ACH and peer-to-peer transfers are free, which leaves currency conversion and wires as the main charges.

Is my money protected?+

Deposits are covered by FDIC up to USD 250,000, and GreenFi sits under the FDIC in the US. Because the account is easy access, the balance stays reachable while it is held, and the protection applies to the deposit rather than to the rate you earn on it.

What rate do I earn on savings?+

The savings side pays a variable rate of 3.25%, so the figure moves with the base rate rather than being locked in for a term. With a minimum deposit of $0 and a monthly fee of $0, it stays open to small savers who want their money accessible.

How much is currency conversion?+

Conversion is charged at 1%, which places GreenFi in 172 of 312 brands ranked on that measure and above the everyday account median of 0.22%. Ordinary US ACH spending stays free, so the fee matters mainly when you hold more than one currency.

What do transfers cost?+

ACH and peer-to-peer transfers are free, while domestic and international wires carry a flat charge. Since the account is set up around us ach, ordinary US bank movements cost nothing, and the monthly fee of $0 adds no extra cost on top of the transfers themselves.

How do I get help from GreenFi?+

Support runs through phone, email and help centre, so a phone line, email and a help centre are available for questions about the account, the savings rate or a transfer that needs checking. The help centre is the place to confirm the current charges before sending a wire.

Who is GreenFi built for?+

GreenFi is a easy access account for US customers who want a variable rate of 3.25% with no term and a minimum deposit of $0. Anyone banking mainly in another currency should weigh the conversion fee of 1% before choosing it over a fee-free alternative.

Sources

  • greenfi.com/checking-savings-fees-schedule checked September 26, 2026

    Backs: Free ATM withdrawals, Features, Currency conversion fee, Transfer fee

    “ATM use is free and unlimited, at Allpoint ATMs only. Transaction amount caps may apply.”

  • greenfi.com/contact-us checked September 26, 2026

    Backs: Headquarters, Support channels

    “Call Us: 800-683-8529 Mon - Fri: 6am - 6pm PT”

  • greenfi.com/no-hidden-fees checked September 26, 2026

    Backs: Local account details, Minimum deposit, Pricing model, Monthly fee

    “no minimum balance, ACH, transfer, or overdraft fees”

  • greenfi.com/savings checked September 26, 2026

    Backs: Account kind, Headline rate, Rate type

    “High-yield savings account”

  • greenfi.com/who-we-are checked September 26, 2026

    Backs: Deposit protection, Legal entity, Licences

    “GreenFi is a trademark of Mission Financial Partners, LLC. ... (c) Copyright 2025 Mission Financial Partners, LLC.”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Currencies.

GreenFi

GreenFi

A fee-free easy-access US account with a variable rate and no minimum deposit.

9.0/10See alternatives