Interbank Cuenta Simple review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Interbank Cuenta Simple is a fully digital easy access account known for phone based everyday money management. It suits beginners in Peru who want straightforward digital opening, app control for daily operations, and transfers inside the country with links to destinations abroad.
Key facts
Savings
- Headline rate
- 0%↗
- Rate type
- Variable↗
- Minimum deposit
- PEN 0↗
- Access terms
- Free availability (easy access): money usable at any time and place from the Interbank App, with free unlimited withdrawals at Interbank agents and free instant Plin transfers↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Fully digital account opening with mobile onboarding and no branch visit
- Mobile app management for everyday operations from a phone
- Domestic transfers within Peru plus links to destinations abroad
- Agent network access for in person withdrawal of funds
Cons
- Digital first service with limited face to face branch interaction
- Peru centred operation with cross border use through transfers only
Who it suits
- Beginners wanting simple everyday money management
- People who bank mainly from a mobile phone
Who should look elsewhere
- People wanting branch based relationship banking
How Interbank Cuenta Simple compares
Where Interbank Cuenta Simple is available
- Available
- Peru
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Interbank Cuenta Simple?+
Interbank Cuenta Simple is an easy access everyday account from Interbank that keeps funds ready for daily use. It is a fully digital option for straightforward control. It covers everyday spending and receiving without a fixed term lock.
How do opening and app access work?+
You open the account through a fully digital process without branch paperwork. Everyday operations run through the Interbank App on a phone. The app supports ordering spending, checking activity and sending money in clear steps.
Which transfers does the account cover?+
The account covers sending and receiving money for everyday needs. It includes transfers within Peru for daily payments and collections. It also includes transfers between Peru and destinations abroad for cross border needs.
Where can people use the account?+
The account is centred on Peru for everyday transfers and in person agent access. It also supports links between Peru and destinations abroad. It therefore works for daily money management with a Peruvian base.
Does Interbank Cuenta Simple charge a monthly fee?+
The monthly fee at Interbank Cuenta Simple is PEN 0. (Source, checked September 26, 2026)
Which company operates Interbank Cuenta Simple?+
Interbank Cuenta Simple is operated by Banco Internacional del Peru Service Holding S.A.A.. (Source, checked September 26, 2026)
Where is Interbank Cuenta Simple based?+
Interbank Cuenta Simple is based in Peru. (Source, checked September 26, 2026)
When was Interbank Cuenta Simple founded?+
Interbank Cuenta Simple was founded in 1897. (Source, checked September 26, 2026)
How can I contact Interbank Cuenta Simple support?+
Interbank Cuenta Simple offers support through Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Interbank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Founded: Lima, Peru, 1897”
- interbank.pe checked September 26, 2026
Backs: Support channels
- interbank.pe/cuentas/cuentas-ahorro/cuenta-simple checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.