JDB YES review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
For people in Laos, JDB YES offers easy access everyday banking that keeps daily funds within reach through branches, cash machines, cards and the JDB Yes app. It appeals to holders who value flexible access for routine spending and prefer managing funds across in person and digital channels.
Key facts
- Best for
- Holders seeking flexible everyday access across Laos
- Currencies
- 4↗
- Free ATM withdrawals
- LAK 0↗
- Transfer fee
- 10,000 LAK (40 THB or 1 USD) per interbank transfer↗
- Legal entity
- Joint Development Bank Public↗
- Headquarters
- Laos↗
- Founded
- 1989↗
- Support channels
- Phone, Help-centre↗
- Audience
- Business
- Features
- Free ATM withdrawals
- Official website
- jdbbank.com.la
Savings
- Rate type
- Variable↗
- Minimum deposit
- LAK 50,000↗
- Access terms
- Deposit and withdraw any time; access at any JDB branch in Laos, 24/7 ATM, UnionPay/VISA Debit and JDB Yes app↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Elsewhere
- youtube.com
Pros
Pros
- Easy access design allowing deposits and withdrawals around daily routines
- Branch access across Laos supported by cash machines and card payments
- Dedicated JDB Yes app giving an added channel for everyday account control
Who it suits
- Holders keeping routine funds within easy reach
- People who value branch service with app choice
How JDB YES compares
Where JDB YES is available
- Available
- Laos
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kind of account is JDB YES?+
JDB YES focuses on daily funds that remain reachable for spending and top ups. You can pay funds in and take funds out when daily plans require. Consider whether flexible access matches your spending pattern before choosing.
Where can holders use JDB YES?+
Holders manage JDB YES through JDB branches in Laos for in person service. Cash machines, debit card payments and the JDB Yes app provide further channels for reaching everyday funds. Check branch locations against daily routines before deciding.
How does the JDB Yes app support everyday use?+
The JDB Yes app works alongside branch, cash machine and debit card access for the same everyday account. It offers a digital channel for staying on top of routine funds alongside in person options. Reflect on how much app access matters for your daily habits.
Which company operates JDB YES?+
JDB YES is operated by Joint Development Bank Public. (Source, checked September 26, 2026)
Where is JDB YES based?+
JDB YES is based in Laos. (Source, checked September 26, 2026)
When was JDB YES founded?+
JDB YES was founded in 1989. (Source, checked September 26, 2026)
Sources
- jdbbank.com.la/en/about checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“JDB officially commenced operations on 3 October 1989 as a joint-venture commercial bank between the Lao and Thai sides”
- jdbbank.com.la/en/faq checked September 26, 2026
Backs: Support channels
“Direct call to the relevant parties is 021 253 456 or 1499”
- jdbbank.com.la/en/personal-banking/cards/visa-debit-conta... checked September 26, 2026
Backs: Free ATM withdrawals, Features
“Cash withdrawal via JDB ATM: not charged”
- jdbbank.com.la/en/personal-banking/deposits/current checked September 26, 2026
Backs: Audience
“Current Account (Current Account) ... suitable for those who do business or do part-time business and who receive and pay money regularly”
- jdbbank.com.la/en/personal-banking/deposits/saving checked September 26, 2026
Backs: Currencies
“Saving Account (Saving Account) ... provides deposit services in up to 4 currencies: kip, baht, dollar and yen”
- jdbbank.com.la/en/personal-banking/personal-in-remittance... checked September 26, 2026
Backs: Delivery time, Payout methods, Transfer fee, Fee to send 1,000
“Recipients can receive the money immediately”
- jdbbank.com.la/personal-banking/deposits/saving checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Rate type
“Personal saving account can be deposited and withdrawn at any time; withdraw at any JDB branch across the country, via 24/7 ATM, UnionPay/VISA Debit cards and the JDB Yes app”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.