Juicyway review

The monthly fee is NGN 0, so nothing is charged simply to keep the account open. That is the no monthly fee model, and it lines up with the €0 upper end of everyday account fees, where most listings sit at the same level. Exchange costs matter more for a multi-currency account.

It is. The account is licensed by the Central Bank of Nigeria under PSM/DIR/CON/CWO/044/124. The provider is Juice Technology Systems Limited, headquartered in Nigeria, so your money sits with a Nigerian licensed company. That licence is the main thing to weigh when the safety of your funds matters.

Help runs on email, chat and help centre, so a help centre handles self-service questions while email and chat cover the rest. There is no phone line among these channels, which matters if a payment is frozen and you need an answer quickly.

The account covers 6 currencies, which is enough for a company receiving in a handful of markets. The 13 upper end of multi-currency listings is far higher, so a wider currency spread means running another provider.

The offer is aimed at business users. Companies paying suppliers or contractors in another currency are the core case, and the same account suits a freelancer who bills that way. Personal everyday banking sits outside what the offer is built for.

Each alternative on the shortlist also shows a monthly fee: $0 for PayPal Colombia, €0 for Plazo ES and €0 for Skrill. None of them separates itself on monthly cost, so the choice comes down to currency reach and how you want the account supported.

The offer score is 6.2 and the overall score is 6.2. On currency count it ranks 142 of 379 brands compared, so reach is the measure where it slips against deeper multi-currency accounts.