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Jyske Bank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Jyske Bank suits Danish businesses wanting a fee free account with easy access and several currencies at one bank. Its monthly fee of DKK 0 ranks 1 of 500 in our data, and the savings rate is variable, so returns follow the market rather than staying fixed.

Key facts

Best for
A Danish easy access account for business money with no monthly fee and free ATM use.
Monthly fee
DKK 0↗
Currency conversion fee
1% to 1.5%↗
Currencies
22↗
Free ATM withdrawals
DKK 0↗
Transfer fee
60 DKK per standard transfer abroad (Jyske Hverdag standard price)↗
Legal entity
Jyske Bank A/S↗
Headquarters
Denmark↗
Founded
1967↗
Support channels
Email, Chat, Phone, Help-centre↗
Audience
Business
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
jyskebank.dk

Savings

Headline rate
0.15% to 0.35%↗
Rate type
Variable↗
Access terms
No notice, no binding; free deposits and withdrawals at any time↗
Account kind
Easy access↗

Money transfer

Exchange rate markup
0.4% to 2.25%↗
Payout methods
Bank↗
Fee to send 1,000
DKK 40 to DKK 60↗

Facts checked September 26, 2026, 11 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Monthly fee of DKK 0 ranks 1 of 500 in our data, so nothing comes out each month
  • Access terms carry no notice and no binding, with deposits and withdrawals free at any time on the easy access account
  • A currency range of 22, ranking 46 of 379 in our data, suits anyone trading across borders

Cons

  • Currency conversion on cards runs 1% to 1.5%, so frequent foreign spending costs more than the fee free account suggests
  • The savings rate of 0.15% to 0.35% is variable and sits below the site median of 3%
  • Standard transfers abroad carry a charge of DKK 40 to DKK 60 on top of the exchange rate markup
Jyske Bank

Ready to try Jyske Bank?

Scored 9.4 / 10 by VaultCue.

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Who it suits

  • Danish businesses that keep operating cash and need a fee free everyday account with free ATM use
  • Households that want an easy access savings account with no notice period and free deposits
  • Anyone trading in several currencies who values free ATM withdrawals and 22 holding currencies

Who should look elsewhere

  • Anyone chasing a fixed return, since the 0.15% to 0.35% rate is variable; Plazo ES, with a €0 monthly fee, suits readers who want a simpler product
  • Frequent card spending abroad, where the 1% to 1.5% conversion charge adds up: Skrill's €0 monthly fee suits readers who want a lighter product

How it compares on our data

On monthly fee, Jyske Bank ranks 1 of 500 in our data, so the everyday account carries no charge. On the number of currencies it ranks 46 of 379, which puts the range in the middle of the field. A fee free account only stays cheap if conversion costs stay low, and currency count alone says little about the rate you get.

Fees and FX

The account itself carries a monthly fee of DKK 0, and card currency conversion runs 1% to 1.5%. A standard transfer abroad carries a charge at the Jyske Hverdag standard price, while the wider transfer charge runs DKK 40 to DKK 60. The rate you are given on the day adds to that, so a fee free account still costs most at the point of conversion.

How Jyske Bank compares

Where Jyske Bank is available

Available
Denmark

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does a Jyske Bank account cost each month?+

The monthly fee is DKK 0, so the account carries no monthly charge. That places Jyske Bank at 1 of 500 brands on our monthly fee data. Card currency conversion at 1% to 1.5% is the cost to watch, since it applies on every foreign purchase.

How many currencies can the account hold, and what does converting cost?+

The account covers 22 currencies, which ranks 46 of 379 brands in our data. Card conversion runs 1% to 1.5% and the exchange rate margin runs 0.4% to 2.25%, so holding many currencies does not make converting them cheap.

What does it cost to send money abroad?+

A standard transfer abroad carries a charge at the Jyske Hverdag standard price, and the wider transfer charge runs DKK 40 to DKK 60. The rate you are given on the day adds to that, so an account with no monthly fee can still cost real money when you send funds out.

What interest does the savings side pay?+

The rate type is variable and the headline rate sits at 0.15% to 0.35%. The return can move with the market, so treat this as flexible savings rather than a locked product. The median headline rate across our listings is 3%.

Can I reach my money at any time?+

Access terms carry no notice and no binding, with deposits and withdrawals free at any time on this easy access account. Cash machine use comes with an allowance of DKK 0 in the card pricing, so everyday cash handling adds nothing to the bill.

What support is available when I need help?+

Support runs on email, chat and phone, covering phone, chat, email and a help centre. Phone and a help centre are the most common channels across our listings, at 79.5% and 86.1%, and a business user can pick whichever fits the day.

Sources

Compiled from 11 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

Related by the facts

Jyske Bank

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A Danish easy access account for business money with no monthly fee and free ATM use.

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